M&T Secured Credit Card
Find out how the M&T Secured Credit Card may help you establish, improve, or rebuild your credit.
- Designed to help establish, improve or rebuild credit
- Secured by a deposit equal to your credit limit (greater than or equal to $250)
- No annual fee
- Variable APR of 17.24%
- Ability to customize your card at no cost
- Free access to your FICO® Credit Score on your account statement, the key factors affecting your score, and other information that can help you better understand your credit
- Multiple convenient ways to make payments, transfer funds, or review account details
Security and Protection Features
- M&T Assurance® for fraud prevention, detection and resolution
- Global acceptance with chip and contactless technology
- Ability to temporarily lock your Credit Card, if you have misplaced it
- Easily pay for purchases at millions of stores around the world when you add your Credit Card to your Digital Wallet
- Immediate credit line availability when paying your Credit Card online from an M&T account
Rates & Fees
Please review the complete list of rates and fees associated with this card.
Is this product right for you?
This product is best for people who:
- Are looking for an affordable way to help establish, improve or rebuild credit
- Enjoy the convenience of online and mobile account management
How to Apply
You can apply for your M&T Secured Credit Card in person at any local M&T branch or by calling 1-800-724-3222.
Credit Scores and Reports
Use M&T Money Mentor to learn how your credit score is measured and the impact it can have on your financial goals.