Take control of your credit with the M&T Secured Credit Card.
We're here to help you establish, improve or rebuild your credit.
Building your financial future is important.
Whether you're starting from scratch or looking for a way to rebuild your credit, the M&T Secured Credit Card is a great place to start.
- No annual fee
- 17.24% variable APR
- Secured by a deposit equal to your credit limit (greater than or equal to $250)
- Free access to your FICO® Credit Score on your account statement
- Periodic review of your account to determine if you meet the criteria to graduate to an unsecured credit card and have your security deposit returned
Additional features for all M&T Credit Cards
Learn more about how you can achieve your financial goals.
Credit Scores and Reports
We're here to help you understand how you can achieve your financial goals.
A valuable tool when managed correctly. Learn why credit cards may be the right choice for your financial future.
M&T Money Smart
Manage, simplify and learn more about your unique spending habits with our new financial management tool.