M&T Rewards

Shop. Earn. Redeem. It's that easy to reward yourself for your purchases.

Log in to Online Banking to review your balance and redeem Rewards Points.

Get rewarded for your purchases.

Shop in-store or online, make bill payments and tax payments with your card and watch your rewards balance grow – with no sign-ups, rotating categories to track, or hidden fees. With M&T Rewards, all purchases qualify. Earn towards great rewards like:

  • Cash. Keep it simple with automatic cash back options (posts in two days)
  • Online Travel Booking. Book your next vacation using points, your M&T credit card or both on any major airline
  • Gift Cards. Retail, restaurants, gas, movie theaters, charity and more
  • Merchandise. Electronics, sporting goods, home and garden, jewelry and more
  • Experiences. Scuba diving courses, flying a plane, cooking lessons and more​

Visit rewards.mtb.com for complete details on the program or to view the rewards catalog.

 

Choose from two M&T Visa cards.

Get the M&T Visa® Credit Card with Rewards or M&T Visa Signature Credit Card and get rewarded for all your purchases. Once approved, you will be automatically enrolled in M&T Rewards.  You can check your rewards point balance by using M&T Online and Mobile Banking or calling Rewards Customer Service at 1-888-448-6679.

The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). M&T Visa® Credit Cards with Rewards earn 1 point for every $1 in Purchases. M&T Visa Signature Credit Cards and M&T Business Rewards Credit Cards earn 1.5 points for every $1 in Purchases. Rewards points subject to change and/or discontinuation without notice. Additional exclusions and terms apply. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com.
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement for additional details.

M&T Visa Signature Credit Card

 

Earn an unlimited 1.5% cash back on all purchases.

The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). M&T Visa® Credit Cards with Rewards earn 1 point for every $1 in Purchases. M&T Visa Signature Credit Cards and M&T Business Rewards Credit Cards earn 1.5 points for every $1 in Purchases. Rewards points subject to change and/or discontinuation without notice. Additional exclusions and terms apply. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com.
Learn More >

M&T Visa ​Credit Card with Rewards​​

 

Earn 1 point per $1 spent on all purchases, with no earning caps.

The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). M&T Visa® Credit Cards with Rewards earn 1 point for every $1 in Purchases. M&T Visa Signature Credit Cards and M&T Business Rewards Credit Cards earn 1.5 points for every $1 in Purchases. Rewards points subject to change and/or discontinuation without notice. Additional exclusions and terms apply. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com.
Learn More >

Choose the M&T Business Rewards Credit Card

Get the M&T Business Rewards Credit Card and get rewarded for all your purchases. Once approved, you will be automatically enrolled in M&T Rewards. You can check your rewards point balance by using M&T Online and Mobile Banking or calling Rewards Customer Service at 1-888-448-6679.

The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). M&T Visa® Credit Cards with Rewards earn 1 point for every $1 in Purchases. M&T Visa Signature Credit Cards and M&T Business Rewards Credit Cards earn 1.5 points for every $1 in Purchases. Rewards points subject to change and/or discontinuation without notice. Additional exclusions and terms apply. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com.
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement for additional details.

M&T Business Rewards Credit Card

 

Learn More >

Not enrolled in online or mobile banking?

Enroll Now >

Have questions?

Get answers to frequently asked questions about our Rewards program or call us at 1-888-448-6679.

Visa® is a registered trademark of Visa International Service Association.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.