Bill Pay

Save yourself the hassle of writing and sending checks with M&T's complimentary online and mobile payment service.

Need help? Make an Appointment with a banker to see how you can set up payments directly from your M&T checking account.

 

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Send money to almost anyone, at no additional cost from M&T.,

Instead of writing checks, make one-time and recurring payments directly from your M&T checking account. Whether you're paying rent, utility bills, loan payments or contractors, M&T Online and Mobile Bill Pay helps you make and manage nearly all your payments.

Additional Features:

Our Bill Pay Guarantee helps you make payments with confidence.

We'll cover up to $50 in late fees if a payment using M&T Online Bill Pay is delivered after your scheduled payment date.

See how it works.

To see how to send payments using Online and Mobile Bill Pay, watch our step-by-step video.

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It's easy to make a payment.

Visit M&T Online Banking to add a payee. 

M&T Online and Mobile Bill Pay cannot be used to make payments: (i) to payees located outside the United States; (ii) to taxing authorities or other government entities; (iii) required under court order (e.g., child support); or (iv) in connection with any unlawful activity or purpose.
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement for additional details.
We will cover up to $50 in late fees if a payment using M&T Online Bill Pay is late and you (i) scheduled the payment sufficiently in advance of the payment due date to allow for the payment to be processed and sent by us, and (ii) the date you selected as the Delivery Date was no later than the date your payment was due, excluding any applicable grace periods. Further, your payment must be scheduled according to the requirements set forth in the M&T Digital Services Agreement, and you must have sufficient available funds in your account. In the event your payee does not receive payment on time and charges you a late fee, contact Online Banking Support at 1-800-790-9130. We reserve the right to discontinue the Bill Pay Guarantee at our discretion at any time.
Bill Pay Add Payee Graphic

Submit and confirm your payment details.

Bill Pay Confirm Payment Graphic

Not enrolled in M&T Online Banking?

Get started today.

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FAQs - Online Banking

How much does Online Banking cost? 

  • There is no charge for enrolling in or using Online Banking. However, there are fees associated with optional services offered through Online Banking. Please refer to the Digital Service Fees in the M&T Digital Services Agreement. Also, please note that, depending on how you access the services, your mobile carrier's text messaging and data charges may apply.

What security measures are in place? 

  • We recommend that you take steps to safeguard your information, such as using a unique User ID and passcode for each financial institution. For tips on how to further protect yourself, visit our Security Center.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.