Save yourself the hassle of writing and sending checks with M&T's complimentary online and mobile payment service.
Send money to almost anyone, at no additional cost from M&T.,
Instead of writing checks, make one-time and recurring payments directly from your M&T checking account. Whether you're paying rent, utility bills, loan payments or contractors, M&T Online and Mobile Bill Pay helps you make and manage nearly all your payments.
Our Bill Pay Guarantee helps you make payments with confidence.
We'll cover up to $50 in late fees if a payment using M&T Online Bill Pay is delivered after your scheduled payment date.
See how it works.
To see how to send payments using Online and Mobile Bill Pay, watch our step-by-step video.
It's easy to make a payment.
Visit M&T Online Banking to add a payee.
Submit and confirm your payment details.
Not enrolled in M&T Online Banking?
Get started today.
FAQs - Online Banking
How much does Online Banking cost?
- There is no charge for enrolling in or using Online Banking. However, there are fees associated with optional services offered through Online Banking. Please refer to the Digital Service Fees in the M&T Digital Services Agreement. Also, please note that, depending on how you access the services, your mobile carrier's text messaging and data charges may apply.
What security measures are in place?
- At M&T Bank, we are committed to helping you protect your personal and financial information. Review our M&T Assurance for Online and Mobile Services to learn more.
- We recommend that you take steps to safeguard your information, such as using a unique User ID and passcode for each financial institution. For tips on how to further protect yourself, visit our Security Center.