Student Banking

Whether you’re a student investing in your future or a parent helping teach financial responsibility, M&T can help jump-start the journey to financial independence.

Financial independence starts here

MANAGE YOUR MONEY

EZChoice Checking

NO monthly maintenance charge{{d686*}}
NO minimum transaction requirements
NO minimum balance requirements

Open Account

BUILD YOUR CREDIT

Secured Credit Card

Build your credit confidently, with a refundable security deposit equal to your credit limit starting at just $250

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INVEST IN YOUR FUTURE

Student Lending

M&T has loan options whether you are starting under-grad or continuing on to grad school

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MASTER PERSONAL FINANCE

Financial Education

Learn about budget hacks, preventing overdraft fees and more with our online education and money management tools

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SECURITY

Help keep your money safe

Alerts Get timely balance, transaction and security updates sent right to your phone

M&T Assurance® Advanced fraud prevention and detection for debit and credit cards

EZShield Identity Protection® Help protect against identity theft{{d426*}} with daily credit monitoring

Easy transfers & payments

Zelle Icon

Send money to family and friends with Zelle®{{d487*}}

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Pay with a contactless and customizable card

Modern contactless pay Icon

Pay with a digital wallet from your phone

Convenient banking

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Digital Banking

Manage your accounts at home or on-the-go and deposit checks{{d121*}} conveniently from your smartphone

ATM icon

1,500+ ATMs

We’re focused on providing the services you need, when you need and where you need them

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M&T's Easy Save

Grow your savings by setting up automatic transfers from your checking to your savings account

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M&T Money Smart™

Understand and monitor your accounts in one place to customize what you spend and save