A concierge financial experience for your unique life

Welcome to holistic banking and borrowing from M&T with access to planning and investing advice through Wilmington Advisors @ M&T{{d1088*}}. Enjoy a customized experience focused on your goals with solutions tailored for you.


Receive all the advantages of personalized service.

Rely on dedicated financial professionals, who will assist you with everything from your everyday banking needs to your long-term financial objectives. Our priority is to guide you as you navigate your financial journey – advise you on ways to increase your savings, secure attractive lending options, and protect what’s important in your life. Reach Platinum Client status{{d1124*}} by holding an active M&T personal checking account and maintaining a minimum balance of $150,000 in eligible deposits and/or investment accounts held with Wilmington Advisors @ M&T.


Relationship-based banking for your needs and objectives

Depend on your dedicated M&T relationship banker, who is committed to support you with premium service and the appropriate team of professionals to help deliver valuable solutions for all your banking and borrowing needs.


Financial planning and advice focused on you

A dedicated financial professional from Wilmington Advisors @ M&T will provide customized advice and planning strategies to help you strive to protect and accumulate wealth – all at your convenience – at your local branch, via phone or video conferencing.

Investing involves risks, and you may incur a profit or a loss. There is no assurance that any investment strategy will be successful. 

Professional guidance to help you make the most of your financial experience

Your dedicated financial professionals are here to help you maximize the most of your benefits. Your M&T banker will assess the products and services you have, and based on your needs, make recommendations about M&T premium products to consider, including:


Your dedicated banker can help you explore the M&T services and solutions that meet your lifestyle, including:

$0 monthly maintenance charge when certain requirements are met{{d1108*}}

Option for interest bearing checking accounts

No fees, exceptions may apply, at non-M&T ATMS{{d1110*}} & rebates off other bank ATM fees{{d1128*}}, {{d1129*}}

An upgrade to MyChoice Premium is not required to reach Platinum status. Explore all of M&T Bank's checking options

Talk to your relationship banker to understand any current CD promotional rates


Partner with a mortgage loan officer to provide advice on your mortgage and refinancing options.

Whether you’re preparing to buy a second home or investment property, the mortgage experts at M&T Bank can help you acquire attractive loan rates in today’s market. You’ll work with a dedicated mortgage professional who will take the time to understand your goals and preferences.{{d1112*}}

Up to a 0.50% discount on
personal and auto loans{{d1113*}}

Up to a 0.40% discount on a home equity line of credit{{d1133*}}

Cash back rewards and bonus points{{d1116*}}

An upgrade to M&T Visa Signature Credit Card is not required for enrollment in Platinum Client. Explore all of M&T Bank's credit card options

Investing and Insurance

Personalized, goals-based planning from Wilmington Advisors @ M&T{{d1088*}}.

Available virtually or in person at your local M&T branch

To work toward your objectives

To protect your loved ones and your assets


Exclusive events

Look forward to attending invitation-only events available exclusively to M&T Platinum Clients. You’ll have the opportunity to participate in a variety of experiences, including thought-leadership seminars sponsored by Wilmington Trust.

We're available online, by phone or in your neighborhood.

Conduct business
online anytime, anywhere

Visit our Westhampton branch:
133 Main Street
Westhampton Beach, NY  11978

Get assistance 24/7
via telephone

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