Follow your financial dreams with confidence.

Enjoy the freedom of EZChoice personal checking and get the essentials you need with no monthly maintenance fee.

 There is no monthly maintenance charge, but other transaction and service fees, including overdraft fees, may apply to this account.

More Choices. More Possibilities.

Explore products and services designed to help you reach your goals.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.

HELP CENTER

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BANKING WITH M&T

"Small business is the heartbeat of a community. M&T Bank is definitely committed to independent businesses. They really worked with us from the beginning. They are just as committed to our business as we are."

Based on Coalition Greenwich 2022 Commercial Banking Study.
According to statistics released by the U.S. Small Business Administration (SBA) for total approved loans through the SBA's 7(a) lending program during the federal fiscal year ending 9/30/2023.
Laura and David Alima
Owners of the Charmery
Top 5 SBA Lender Nationally
Greenwich Excellence Award 2019
M&T MOBILE BANKING

Simple, encrypted and always in your pocket.

Send & receive money

Deposit checks on the go

Available on Android and iOS

Monitor your spending habits

Mobile Banking
Multicultural Banking

Reflecting our communities.

M&T is investing in the growth and sustainability of the businesses and communities we serve, attracting and retaining diverse clients and colleagues across our organization so we can truly reflect our multicultural communities.

Learn More
Partnering for Change in the Communities We Serve
$34.9 million
IN LOCAL GRANTS
$1.6 billion
IN COMMUNITY LOANS
> 50,000
EMPLOYEE VOLUNTEER HOURS

Volunteering

Time is our most valuable asset.

When it comes to giving back, we prefer sharing our time with the people in our community. Our employees receive 40 hours of volunteer time to share with the organization that speaks to them.

Mortgage Assistance Programs >

We’re here to help. Learn about the programs we offer to help you through your mortgage and home equity loan hardship.