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Enjoy the freedom of EZChoice personal checking and get the essentials you need with no monthly maintenance fee.

 There is no monthly maintenance charge, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply to this account.

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Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

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"Small business is the heartbeat of a community. M&T Bank is definitely committed to independent businesses. They really worked with us from the beginning. They are just as committed to our business as we are."

Based on Greenwich Associates 2019 Small Business Banking Excellence Awards.
According to statistics released by the U.S. Small Business Administration (SBA) for total approved loans through the SBA's 7(a) lending program during the federal fiscal year ending 9/30/2020.
Laura and David Alima
Owners of the Charmery
Top 10 SBA Lender Nationally
Forbes 2020 Best Banks in America 5 years in a row
Greenwich Excellence Award 2019

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Community is Important

African Heritage Economic Initiative

We embraced African Heritage Economic Initiative's (AHEI) mission to eliminate food deserts in the inner cities, and donated a piece of land to build their first urban garden.

Watch Their Story
Partnering for Change in the Communities We Serve
$30 million
$1.7 billion