Preparing you for what comes next.

People's United Bank is now part of M&T, and we're thrilled that you're joining the family.

As we take the final steps in transitioning your accounts to M&T's systems, this page will continue to be updated.

Check back regularly to learn what you can expect.

See what's ahead.

Accessing Your Accounts During Transition Weekend

During this time, you'll have access to ATMs, as well as debit and credit cards and our call centers will be open to assist with any needs.

As is standard with these types of account transitions, mobile and online banking services will be temporarily offline to ensure your information is moved safely and accurately between systems. 


  • Continue banking as you do today
  • Enjoy more access to your money by using any of the more than 2,000 M&T Bank ATMs to withdraw cash without the usual out-of-network fees
  • Keep in mind that our emails always come from M&T Bank, and we'll never ask you for your account number by email or by calling



  • Your M&T Visa® Debit or ATM Cards will be mailed to you
  • Activate your M&T Debit Card as soon as you receive it. ATM cards do not need to be activated
  • Continue to use your People's United Card until transition weekend


  • Prepare early by scheduling payments and withdrawing cash prior to the weekend


  • People's United branches close early.  Please check posted signs at your branch
  • After 5pm ET, you will no longer be able to access your accounts through People's United Mobile and Online Banking 
  • During mobile and online banking downtime, you will have access to banking services including ATMs, as well debit and credit cards and our call centers will be open to assist with any needs



  • Your account transition to M&T's systems will be complete
  • Branches reopen at their usual time
  • Access your accounts through M&T Mobile and Online Banking 

Additional Resources

Get the answers you need and learn about the features available to you.

Accounts & Services Guide

For detailed information about your accounts and services.

Learn More >

Account Disclosures

Review the Terms and Conditions or Change in Terms for each of your accounts.

Learn More >

Mobile & Online Resource Center

For updates about your digital transition from People's United.

Learn More >

Mortgage Accounts

Find out what you can expect as your mortgage transitions to M&T.

Learn More >



Questions about M&T Bank?

Questions & Answers

You can use any M&T Bank ATM to withdraw cash without the usual out-of-network fees. This gives you free access to more than 2,000 ATMs throughout Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia,  Washington, D.C. and West Virginia.

  • Continue using your debit card, existing checks and credit card
  • Access online banking at with your same User ID
  • Continue to use the People’s United Mobile Banking App
  • Continue banking at your local People's United branch
  • Make your loan payments as usual
  • Call the same contact numbers
  • Accounts you opened at People’s United prior to the merger with M&T Bank will continue to be insured by the FDIC
  • If you had deposit accounts with both M&T Bank and the People’s United division of M&T Bank prior to the merger, the FDIC will separately insure those deposit accounts for six months after the merger (on April 2, 2022)
  • Any M&T Bank deposit account you had prior to the merger and new deposit accounts established after the merger, including those opened with the People’s United division of M&T Bank, will not be separately insured. They will be combined to determine applicable FDIC insurance limits. This is because People’s United division of M&T Bank and M&T Bank are now the same FDIC-insured institution
  • After six months, your former People’s United Bank deposits and your M&T Bank deposits will be combined for purposes of determining your appropriate level of FDIC deposit insurance coverage

Special Information for Certificates of Deposit (CDs)

  • Any CD you have at People’s United Bank, N.A. prior to the merger (on April 2, 2022) is separately insured until its next maturity date after the six-month period following the merger
  • If your former People’s United Bank CD automatically renews within six months of the merger, it will continue to be separately insured until its next maturity date 

The six-month transition period gives you the opportunity to consider how to maximize FDIC deposit insurance coverage for your accounts. For additional information on FDIC insurance, visit the FDIC website at

Like People’s United, we’re a bank that’s all about helping individuals, families, businesses and the communities we serve. You can count on us to build upon People’s United legacy of making a difference to you and your neighbors. 

Learn more about M&T >

We’ll let you know about any changes to accounts or services well in advance.

  • Watch for the M&T green in your mail and email, which indicates merger updates for you
  • Bookmark this page and check back for the latest updates

Hear from our bankers.

We asked our bankers some important questions about M&T and the transition from People's United. Listen to what they had to say in their own words.

Watch Videos

Together We Can

Your Community & M&T

At M&T Bank, you and your community are at the heart of everything we do. See how we’re working to create the right opportunities for the people we serve.


Guiding generations of families.

Wilmington Trust* has been helping clients design and execute transition and wealth transfer plans for more than a century.** Backed by the resources of one of the nation’s leading U.S.-based, commercial bank holding companies, M&T Bank Corporation, we bring a high level of skill and experience to every relationship we serve. We offer advice, guidance, and solutions to business owners through every phase of your journey—from starting out, growing the business, and eventually transitioning it.

* Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation including, but not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (WTC) operating in Delaware only, Wilmington Trust, N.A. (WTNA), Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), and Wilmington Trust Investment Management, LLC (WTIM). Such services include trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through M&T Bank Corporation’s international subsidiaries. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, Member FDIC. 

** Wilmington Trust traces its roots to the founding of Wilmington Trust Company in 1903.

Investment products are not insured by the FDIC or any other governmental agency, are not deposits of or other obligations of or guaranteed by Wilmington Trust, M&T Bank, or any other bank or entity, and are subject to investment risks, including the possible loss of principal amount invested.

Beware of Phishing Attempts

Security & Protection

Scammers look to gain access to your sensitive account information by any means necessary, including deceptive emails, texts and phone calls that may look like they are coming from People's United or M&T Bank.

Learn more on how to be aware of the different types of fraud so you can help protect your personal and financial information.

Update your contact information.

Please log in to People's United Online Banking as soon as possible to make sure your name, address, email or phone number are up-to-date, so you’ll receive any account information—including your new debit card(s) and checks. 

  1. Log in to People's United Online Banking
  2. Use the blue tool bar at the top of the screen and click on ...More, then choose Customer Service
  3. Under Settings, select Contact Information and verify that all the phone numbers and emails listed are correct. Click change and make the necessary updates
  4. Click submit and follow the security prompts
  5. Return to the Settings list and select Street Address. Verify that all street addresses are correct. Click change and make the necessary updates
  6. After your updates are made, click submit and follow the securtiy prompts

Read news about the merger.

Check out all of the past news related to People's United becoming part of M&T Bank.


On April 2, 2022, People’s United Bank, N.A. merged into M&T Bank. It is now part of M&T Bank and its former branches and most services will operate as the People’s United division of M&T Bank until we complete the integration of our systems later in 2022.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
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