Bank beyond the branch.

Deposit checks, send money, pay bills, transfer funds and more – where and when it’s most convenient for you.

Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement for additional details.

In This Section

  • M&T Online Banking >  Make transfers, send payments, and get other timesaving account management tools so you can bank on your own schedule.
  • M&T Mobile Banking >  Manage your accounts on the go and deposit checks with our iPhone® and AndroidTM apps.
  • M&T Money Smart > Keep track of your finances through an easy-to-use dashboard where you can customize your budget, set goals, track spending and more.
  • Online and Mobile Banking Basics >  Use M&T Money Mentor to explore how to use online and mobile banking to help improve your financial habits and simplify daily financial tasks.
  • My Mortgage Info >  Have an existing mortgage with M&T Bank? Enroll or log in to access all of your mortgage information online, make payments, sign up for e-bill and more.
  • Statements and Notices >  Go paperless. Receive your statements and notices online. 
  • Manage Your Cards >  Take charge of your cards from the M&T Online Banking or mobile app – with our built in security features – it’s the convenient way to stay in control and help keep your card account more secure.
  • M&T Alerts >  Sign up to receive email or mobile alerts for important account activity – like low balance notices, posted deposits and debit card transactions.
  • Link to Quicken with Direct Connect >  Transfer information quickly and easily from your M&T Online Banking accounts to Intuit's Quicken® and QuickBooks® financial management software using M&T Direct Connect.
  • Web Trading >  Enroll in M&T Securities Web Trading to set up an online trading account and access our suite of tools and information for managing your investments.,,
  • System Requirements >  Are you getting ready to use one of our online banking services or troubleshooting an issue? Find out the optimal browser settings, software versions and plug-ins.
  • Payments >  Discover our digital payment options and add your eligible M&T Credit or Debit Cards for faster, more secure checkout.


M&T Securities, Inc. is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.
Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Lose Value​​​​​
Brokerage services and insurance products are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.
iPhone® is a registered trademark of Apple, Inc. registered in the U.S. and other countries. Android™ is a trademark of Google LLC. Use of these trademarks is subject to the respective owner's permission.
M&T Bank is not endorsed, sponsored, affiliated with or otherwise authorized by Apple Inc. or Google LLC.