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There is no monthly maintenance charge, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply to this account.
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BANKING WITH M&T
Owners of the Charmery
"Small business is the heartbeat of a community. M&T Bank is definitely committed to independent businesses. They really worked with us from the beginning. They are just as committed to our business as we are."
Based on Greenwich Associates 2019 Small Business Banking Excellence Awards.
According to statistics released by the U.S. Small Business Administration (SBA) for total approved loans through the SBA's 7(a) lending program during the federal fiscal year ending 9/30/2019.
Owners of the Charmery
M&T MOBILE BANKING
Simple, encrypted and always in your pocket.
Send & receive money
Deposit checks on the go
Available on Android and iOS
Monitor your spending habits
We’re here for all in our communities.
Our CEO and Chairman René Jones shares how we as a bank continually strive to support all in our communities.
Read his message to M&T colleagues.
Community is Important
African Heritage Economic Initiative
We embraced African Heritage Economic Initiative's (AHEI) mission to eliminate food deserts in the inner cities, and donated a piece of land to build their first urban garden.
Watch Their StoryPartnering for Change in the Communities We Serve
$30 million
IN LOCAL GRANTS
$1.7 billion
IN COMMUNITY LOANS
273,965
EMPLOYEE VOLUNTEER HOURS