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Enjoy the freedom of EZChoice personal checking and get the essentials you need with no monthly maintenance fee.
There is no monthly maintenance charge, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply to this account.
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BANKING WITH M&T
Owners of the Charmery
"Small business is the heartbeat of a community. M&T Bank is definitely committed to independent businesses. They really worked with us from the beginning. They are just as committed to our business as we are."
Based on Greenwich Associates 2019 Small Business Banking Excellence Awards.
According to statistics released by the U.S. Small Business Administration (SBA) for total approved loans through the SBA's 7(a) lending program during the federal fiscal year ending 9/30/2019.
Owners of the Charmery
M&T MOBILE BANKING
Simple, encrypted and always in your pocket.
Send & receive money
Deposit checks on the go
Available on Android and iOS
Monitor your spending habits
Community is Important
Buffalo Promise Neighborhood
Through Buffalo Promise Neighborhood - a partnership between M&T Bank and the Buffalo community - we offer financial education, career counseling and high school equivalency for students and their parents.
Watch Their StoryPartnering for Change in the Communities We Serve
$30 million
IN LOCAL GRANTS
$1.7 billion
IN COMMUNITY LOANS
273,965
EMPLOYEE VOLUNTEER HOURS