Sending Money is easy with Zelle®
Send money quickly and conveniently with Zelle and M&T. Using only an email address or a U.S. mobile phone number, you can send money to people you know and trust.
Move money in minutes.
At M&T we understand that you want your money to move the way you do. Settle up with the babysitter, share the cost of a birthday gift, or split the dinner bill.
Waiting on someone to pay you back? No problem.
Use Zelle to request funds from friends and family. Now you can spend less time digging in your wallet and more time enjoying those sweet moments.
How does it work?
Use the M&T Mobile Banking App or Online Banking and go to Zelle in the menu.
Choose a Contact
Simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile phone number - regardless of their bank).
Select an Amount
Enter the payment amount to send and an optional memo.
Send the Payment
Just review and confirm the payment and your contact will receive instructions on how to collect the money (if not already enrolled). If already enrolled, the money will go directly into their account, typically in minutes.