Discover our digital payment options. Whether you’re paying a bill, paying back a friend or making a purchase, we have an easier way to pay.

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M&T Online & Mobile Banking Security 

In this Section

  • Bill Pay >  Simplify your payments by setting up one-time or recurring online bill payments for utilities, rent, credit cards, loans, services and more.
  • Digital Wallet >  Use your M&T Card(s) with your digital wallet apps like Apple Pay®, Google PayTM, Samsung Pay, Garmin PayTM or FitBit PayTM to pay faster, easier and more securely.
  • Zelle​® >  Zelle is a convenient way to send money quickly using only your recipient’s email address or mobile number and is available to almost any one with a U.S. bank account.
  • Click to Pay >  Use your Visa​® Credit and Debit Cards for faster and easier online check out whenever you see this click-to-pay-logo.
M&T Online  and Mobile Bill Pay cannot be used to make payments: (i) to payees located outside the United States; (ii) to taxing authorities or other government entities; (iii) required under court order (e.g. child support); or (iv) in connection with any unlawful activity or purpose. Recurring payments cannot be scheduled through mobile bill pay.
Visa will process transactions similar to how they process your physical card transactions today except rather than receiving your actual card number, merchants will receive the unique virtual card number associated with your M&T credit, debit or Commercial card. M&T Commerical Cards are not eligible for use with Fitbit Pay or Garmin Pay.
Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Other product and company names mentioned herein are the property of their respective owners.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.
The EMV® SRC payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.  M&T Bank is not responsible for these services.
Apple®, the Apple logo, iPhone®, Apple Pay, Touch ID® and Face ID® are trademarks of Apple Inc., registered in the U.S. and other countries. Google and Google Pay are trademarks of Google LLC.  Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd. ​Fitbit and Fitbit Pay are trademarks or registered trademarks of Fitbit, Inc.  ​Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
​M&T Bank is not endorsed, sponsored, affiliated with or otherwise authorized by Early Warning Services, LLC, Samsung Electronics Co., Ltd., Apple Inc. or Google LLC, Fitbit Inc. or Garmin Ltd.