Digital Payments

Whether you’re paying a bill, making a purchase or sending money to a person you trust, we have options to make it easy on you.

Pay on the go when and where it’s convenient for you.

Bill Pay

Set up a payment schedule for your rent, utilities and other recurring bills.

M&T Online  and Mobile Bill Pay cannot be used to make payments: (i) to payees located outside the United States; (ii) to taxing authorities or other government entities; (iii) required under court order (e.g. child support); or (iv) in connection with any unlawful activity or purpose. 


Send and receive money from people you trust quickly and easily.

U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Other product and company names mentioned herein are the property of their respective owners.

Digital Wallet

Link your M&T cards to Apple®, Samsung, Google Pay™ and more.

Visa will process transactions similar to how they process your physical card transactions today except rather than receiving your actual card number, merchants will receive the unique virtual card number associated with your M&T credit, debit or Commercial card. M&T Commerical Cards are not eligible for use with Fitbit Pay or Garmin Pay.

Click to Pay

Use your Visa® credit and debit cards from different locations.

Security is important

We take extra steps to help keep your information safe.

Fingerprint access, FaceID and alerts to monitor your account in real time—so you can worry less about managing money on the go.   

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
The EMV® SRC payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.  M&T Bank is not responsible for these services.
Apple®, the Apple logo, iPhone®, Apple Pay, Touch ID® and Face ID® are trademarks of Apple Inc., registered in the U.S. and other countries. Google and Google Pay are trademarks of Google LLC.  Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd. ​Fitbit and Fitbit Pay are trademarks or registered trademarks of Fitbit, Inc.  ​Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
​M&T Bank is not endorsed, sponsored, affiliated with or otherwise authorized by Early Warning Services, LLC, Samsung Electronics Co., Ltd., Apple Inc. or Google LLC, Fitbit Inc. or Garmin Ltd.