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The Customer Service call center is experiencing higher than normal call volume. If you've mailed a payment, it may be delayed due to USPS delivery challenges. We're monitoring the situation closely, but to avoid future delays, please consider using M&T Online Banking to make your payment.

Technology trends in treasury management

Banks are looking to raise the bar on the cash management user experience, making it look and feel more like retail banking.

We understand the evolving needs of our commercial clients.

Reach your goals with products and services designed for enterprise businesses like yours.

People’s United Bank

Together we can.

Our community is growing. M&T and People’s United share a commitment to helping customers and businesses of all sizes reach their goals. Learn what you can expect and what’s ahead. 

On April 2, 2022, People’s United Bank, N.A. merged into M&T Bank. It is now part of M&T Bank and its former branches and most services will operate as the People’s United division of M&T Bank until we complete the integration of our systems later in 2022.
The monthly maintenance fee for M&T Simple Checking for Business is $10 if requirements to waive the monthly maintenance fee are not met. There are two ways to waive the monthly fee: Maintaining a minimum Average Ledger Balance of $2,500 or more; or completing five (5) transactions within a monthly statement period. Transaction items are: deposit tickets (teller or virtual), checks paid, checks deposited, ACH credits received (not generated by the customer), and ACH debits received (not generated by the customer). ATM cash deposits are not considered a transaction item. Requirements to waive the monthly maintenance fee may be met but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply. 

René’s Annual Letter to Shareholders

As part of our tradition to offer candid insights on the banking industry and the communities where we operate, we’re pleased to share our Annual Letter to Shareholders.

This year’s letter explores the impact of the pandemic, the rise of unregulated financial companies and our continued commitment to driving positive change across our growing footprint.

Artist: Robert Szpak, part of ARISE. M&T is a proud supporter of the arts and organizations like ARISE who share our sense of responsibility in advocating for community engagement, education, inclusivity and empowerment.

Industry Solutions

M&T offers a wide range of commercial banking services that we can tailor to your organization's unique needs.

LIBOR Transition

New lending based on LIBOR will cease by the end of 2021. Stay up to date on the latest developments, key dates and how M&T is preparing for the transition.

Solving the Working Capital Challenge

Stew Leonard’s Success Story

When Stew Leonard’s, a beloved farm fresh food store in the New York metropolitan region, sought to expand their business, they required capital assistance and financial expertise to make their ambitious plans come to life. Partnering with M&T Bank helped them build their newest location, renovate their existing grocery stores, and chart a path for future expansion.

Read Their Story
VISA Global Service Quality Award
Global Service
Quality recognized by Visa
Greenwich Excellence Award 2021
Top 5% of Banks
Greenwich Associates

HELP CENTER

How can we help your business today?

Business Management

eBook: The Future of Payments

Read more about our advanced solutions that align modern-day Treasury Management to your day-to-day business operations.
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Business Management

Optimizing Receivables to Reduce Friction

Emerging technologies, new payment methods and the COVID-19 pandemic have made it easier for customers to use digital and remote payments. Learn more about where your company should be headed.
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Resources & Insights

How to Prepare for the Long-Term Impacts of Supply Chain Disruption

We outline tactics and strategies you can implement to brace your company for the after-effects of the COVID-19 pandemic on supply chain issues.
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Resources & Insights

Life After LIBOR: What to Expect

What the anticipated replacement of LIBOR as a benchmark interest rate index means for you, your business, and your banking relationship.
Read Article >
Resources & Insights

Checklist: Best Practices to Help Mitigate Fraud

With a rise in fraud being seen due to the COVID-19 crisis, it’s more important than ever for businesses to know what to look for.
Read Article >

GET STARTED

Working capital that's working for you

Your business is unique and so are your financing needs. Our experienced team can help you determine the solutions to drive your business forward, efficiently and effectively. 

 

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
Based on Greenwich Associates 2021 Small Business Banking Excellence Awards.
Insurance products offered are: Not FDIC insured; Not a deposit in, obligation of, nor insured by any federal government agency; Not guaranteed or underwritten by the bank; Not a condition to the provisions or terms of any banking service or activity.   MTIA is a wholly owned subsidiary of M&T Bank. Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. Insurance policies are obligations of the insurers that issue the policies.
The monthly maintenance fee for M&T Simple Checking for Business is $10 if requirements to waive the monthly maintenance fee are not met. There are two ways to waive the monthly fee: Maintaining a minimum Average Ledger Balance of $2,500 or more; or completing five (5) transactions within a monthly statement period. Transaction items are: deposit tickets (teller or virtual), checks paid, checks deposited, ACH credits received (not generated by the customer), and ACH debits received (not generated by the customer). ATM cash deposits are not considered a transaction item. Requirements to waive the monthly maintenance fee may be met but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.