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The Customer Service call center is experiencing higher than normal call volume. If you've mailed a payment, it may be delayed due to USPS delivery challenges. We're monitoring the situation closely, but to avoid future delays, please consider using M&T Online Banking to make your payment.

eBook: The Future of Payments

Read more about our advanced solutions that align modern-day Treasury Management to your day-to-day business operations.

We understand the evolving needs of our commercial clients.

Reach your goals with products and services designed for enterprise businesses like yours.

Commercial Bank Industry Coverage

M&T offers a wide range of commercial banking services that we can tailor to your organization's unique needs.

LIBOR Transition

New lending based on LIBOR will cease by the end of 2021. Stay up to date on the latest developments, key dates and how M&T is preparing for the transition.

Solving the Working Capital Challenge

Stew Leonard’s Success Story

When Stew Leonard’s, a beloved farm fresh food store in the New York metropolitan region, sought to expand their business, they required capital assistance and financial expertise to make their ambitious plans come to life. Partnering with M&T Bank helped them build their newest location, renovate their existing grocery stores, and chart a path for future expansion.

Read Their Story
VISA Global Service Quality Award
Global Service
Quality recognized by Visa
Greenwich Excellence Award 2021
Top 5% of Banks
Greenwich Associates


How can we help your business today?

Business Management

eBook: The Future of Payments

Read more about our advanced solutions that align modern-day Treasury Management to your day-to-day business operations.
Read Article >
Business Management

Optimizing Receivables to Reduce Friction

Emerging technologies, new payment methods and the COVID-19 pandemic have made it easier for customers to use digital and remote payments. Learn more about where your company should be headed.
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Resources & Insights

Cyber Security and Fraud: Reducing Risk in Business

Aite-Novarica Group’s Head of Risk Insights shares expert perspectives on advancements in attack methods and cyber security.
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Resources & Insights

Life After LIBOR: What to Expect

What the anticipated replacement of LIBOR as a benchmark interest rate index means for you, your business, and your banking relationship.
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Resources & Insights

eBook: Preparing Against Fraud

Fraud continues to be a threat in 2023. Read our free eBook to learn more about mitigating fraud in your business.
Read Article >


Working capital that's working for you

Your business is unique and so are your financing needs. Our experienced team can help you determine the solutions to drive your business forward, efficiently and effectively. 


Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
Based on Greenwich Associates 2021 Small Business Banking Excellence Awards.
Insurance products offered are: Not FDIC insured; Not a deposit in, obligation of, nor insured by any federal government agency; Not guaranteed or underwritten by the bank; Not a condition to the provisions or terms of any banking service or activity.   MTIA is a wholly owned subsidiary of M&T Bank. Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. Insurance policies are obligations of the insurers that issue the policies.
The monthly maintenance charge for M&T Simple Checking for Business is $10 each monthly statement cycle unless either: the Average Ledger Balance is $2,500 or more; or there are five or more transaction items during the period. Transaction items are: deposit tickets (teller or virtual), checks paid, checks deposited, ACH credits received (not generated by the customer), and ACH debits received (not generated by the customer). ATM cash deposits are not considered a transaction item. Even if those requirements are met, other transaction and service fees, including overdraft fees, may apply.