SBA Loans
Lines of Credit
Term Loans
Business Credit Cards
Equipment Financing
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Be ready for opportunities when they arise.

Lending solutions designed for your business.

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You work hard for your business. So do we.

With 160 years of experience, we work with you to find a flexible financing solution that fits your needs, even if you’ve been turned down for a loan in the past.

Business Lines of Credit

Prepare for the unexpected with funds you can access anytime.
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Business Credit Cards

Explore our credit card options to learn how you can earn cash back on every purchase or receive a lower APR.
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Term Loans

Finance capital and large purchases, real estate renovations and more with our flexible, accessible term loans.
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Equipment Financing

Get customized financing solutions for commercial equipment designed to improve cash flow and bottom-line performance.
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Small Business Administration (SBA) Loans

Find the right solution with M&T, one of the top SBA lenders in the nation.
According to statistics released by the U.S. Small Business Administration (SBA) for total approved loans through the SBA's 7(a) lending program during the federal fiscal year ending 9/30/2022.
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Restaurant Business Loans

Opening a restaurant can be expensive—but we’re here to help, with term restaurant loans, business lines of credit, restaurant SBA loans, a business credit card and more to help you open for business.
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Medical Practice Loans

Medical practices have unique challenges, and our specialists can help make them easier. Purchase the latest technology, buy real estate and more when we help you get approved for start-up financing.
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Farm Business Loans

Our lending solutions are customized to the specialized needs of agricultural operations. These include farm real estate loans, farm equipment loans and more—all with our award-winning customer service.
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​All products and services are subject to eligibility and restrictions may apply.
All loans and lines of credit are subject to receipt of a complete M&T application, credit approval and other conditions.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.