Financial Education Center
We’re here to help with what’s important, no matter where life takes you. Choose what you’re focused on and see how you can prepare for the future.
Welcome to the M&T Bank Financial Education Center.
We’re here to help improve your financial understanding, no matter where life takes you. Our playlists are designed to help boost your confidence in understanding your personal finances as well as offer important advice to help you prepare for the future, no matter your stage of life.
- All loans and lines of credit and all terms referenced are subject to credit approval and other conditions. Other terms, conditions, fees and restrictions may apply.
- M&T BANK RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
- This information is for students attending participating degree-granting schools. M&T Bank Undergraduate Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
- M&T Bank Loans are funded by M&T Bank.
- Information advertised valid as of 05/01/2021.
- Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
- Loan amount cannot exceed the cost of attendance less financial aid received, as certified by the school. M&T Bank reserves the right to approve a lower loan amount than the school-certified amount. Miscellaneous personal expenses (such as a laptop) may be included in the cost of attendance for students enrolled at least half-time.
- Interest is charged throughout the life of the loan—beginning with disbursement, during school, through any grace/separation period, and ending when the loan is paid in full. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan’s Current Principal at the end of the grace/separation period. Payments may be required during the grace/separation period depending on the repayment option selected. Variable rates may increase over the life of the loan.
Las futuras comunicaciones verbales y escritas del banco pueden ser únicamente en inglés. Estas comunicaciones pueden incluir, pero no se limitan a, correos electrónicos, folletos, volantes, contratos de cuenta, estados de cuenta y divulgaciones, cambios en los términos o cargos o cualquier servicio de sus cuentas. Si surgiera alguna discrepancia como resultado de nuestros esfuerzos por prestarle servicio en su idioma preferido, se utilizarán los términos y las condiciones de los diversos acuerdos de servicio y los términos de cuenta de M&T Bank en inglés, que prevalecerán sobre las traducciones a otros idiomas.
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Future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, emails, brochures, flyers, account agreements, account statements and disclosures, changes in terms or fees or any servicing of your accounts. If any discrepancy arises as a result of our efforts to serve you in your preferred language, the terms and conditions within M&T Bank's various English language service Agreements and account terms will be used and prevail over other language translations.