Financial Education Center
We’re here to help with what’s important, no matter where life takes you. Choose what you’re focused on and see how you can prepare for the future.

Banking for Families
Lay a solid financial foundation for your child's future. Learn about 529 plans, savings accounts, how to have family conversations about money and more.
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Banking for Teens
Good money habits last a lifetime. Open your first checking or savings account to save for your first car or a special event like prom.
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Learn about M&T Mobile Banking >
Read our latest article about Paying for College Responsibly here.
Read our latest article about the Countdown to College here.

Banking for College Students
From financing student loans to building credit, college is full of difficult financial decisions. Learn more about budgeting and paying for college.
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Learn about M&T Credit Cards >
Learn about M&T Student Loans >
Read our latest article about the 5 Benefits of a Secured Credit Card here.
Read our latest article about Building Your Credit Score here.

Banking for Young Adults
Major life changes like a new apartment or first full-time job may mean changing financial goals. Learn how to budget, use credit wisely, and save for the future.
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Learn about M&T Personal Loans >
Watch our video about Money Smart >
Learn about M&T Credit Cards >
Read our latest article about Budgeting here.
Read our latest article about the 5 Life-Changing Financial Habits here.

Becoming a Home Owner
Ready to buy or just getting started? Learn how to save for a down payment and build a budget that includes your future monthly mortgage payment.
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Learn about applying for a mortgage >
Need to set money aside? Open a savings account >
Watch our video about Money Smart >
Read our latest article about Mortgage Refinancing here.
Check out our Home Buying Worksheet

Preparing for Retirement
Determine whether you're properly insured and investing wisely for the future.
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Learn about M&T Investments & Retirement >
Read our latest article about Planning for the Future here.
Read our latest article about Retirement Amid a Volatile Market here.

Banking for Entrepreneurs
We're here to help you take a step closer to your dream of being an entrepreneur with lessons on the fundamentals of starting a business.
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Learn about M&T Mobile and Online Business Banking >
Read our latest article about Building a Relationship With Your Business Banker here.
Read our latest article about 5 Ways to Help Strengthen Your Business After Reopening here.