Business Banking

Not just during this time, but every day. M&T helps businesses realize and strive to reach their financial goals. You can connect with us at your local branch in person or over the phone.

We make your small business a big priority.

At M&T, we're dedicated to understanding what's important to you. From cash flow and financing to employees and operations, we're here to support your goals and objectives with the service and solutions you need to build your business. 

In This Section 

  • Why Bank with M&T? >  We understand what’s important to your business. Find out how we work to help you start, manage and grow your company.
  • Business Checking Options >  Find the business checking account that’s best for your business and start enjoying the simplicity and flexibility of M&T’s online and mobile banking.
  • Business Checking Account Selector >  Use our Checking Account Selector tool to find out which M&T Business Checking account is the best fit for your company’s size and frequency of transactions.
  • How to Apply for a Business Checking Account >  Visit a local M&T branch and we can guide you through the process of opening a business checking account. View requirements and find a branch near you.
  • Business Savings Accounts >  Save for future growth and investments with one of our business savings account options, including commercial savings and commercial money market savings.
  • Build a Custom Banking Solution >  Let us help you customize a full-service business banking package with the accounts and services that best meet your company’s needs and goals.
  • Business Financing >  Browse through our competitive financing options for loans, lines of credit and credit cards to help you finance your day-to-day business operations and long-term growth.
  • Cash Management Products >  Discover our selection of cash management tools – giving you direct control over your payables and receivables so you know exactly where you stand.
  • Merchant Services >  Let M&T help you set up a business merchant account and show you how easy it is to start accepting your customers’ credit cards.
  • Investments & Insurance >  Looking for investment and insurance options for your business? We can help you find solutions designed to meet your specific needs.
  • M&T @ Work > The M&T @Work program is designed to add value to your employee benefit offerings with workplace banking—featuring exclusive M&T discounts, on-site education workshops and more. 
  • Industry Solutions >  Get specialty banking services and product recommendations for your business – we offer solutions for professional services, medical/dental, franchises, agriculture and more.
  • Webinars >  ​Stay up to date on industry trends and other issues affecting your business with M&T's financial webinars. View session schedules and register online.
  • Resources & Insights >  Visit our Business Resources & Insights online library to gain valuable knowledge to help position your business for success.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.
​Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation. Wilmington Trust Company, operating in Delaware only, Wilmington Trust, N.A., M&T Bank and certain other affiliates, provide various fiduciary and non-fiduciary services, including trustee, custodial, agency, investment management and other services. International corporate and institutional services are offered through Wilmington Trust Corporation's international affiliates. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, member FDIC.