Built For Business®

M&T helps businesses realize and strive to reach their financial goals. You can connect with us at your local branch in person or over the phone.

We make your small business a big priority.

At M&T, we're dedicated to understanding what's important to you. From cash flow and financing to employees and operations, we're here to support your goals and objectives with the service and solutions you need to build your business. 

In This Section

  • Why Bank with M&T? >  We understand what’s important to your business. Find out how we work to help you start, manage and grow your company.
  • Business Checking Options >  Find the business checking account that’s best for your business and start enjoying the simplicity and flexibility of M&T’s online and mobile banking.
  • How to Open a Business Checking Account >  Compile the documentation needed to open an account. Visit your local branch or schedule an appointment to speak with a Business Banking specialist. 
  • Business Savings Accounts >  Save for future growth and investments with one of our business savings account options, including commercial savings and commercial money market savings.
  • M&T Business Debit & ATM Cards >  For purchases that come right out of your business checking account, choose the M&T Business Debit Card or ATM Card for Business. You can even create a personal design through our M&T Custom Card Design Studio. 
  • Online & Mobile Banking for Business >  With our Online & Mobile Banking services, you can access your account information from your mobile device, tablet or computer. Enroll today.
  • Business Financing >  Browse through our competitive financing options for loans, lines of credit and credit cards to help you finance your day-to-day business operations and long-term growth.
  • Cash Management Products >  Discover our selection of cash management tools – giving you direct control over your payables and receivables so you know exactly where you stand.
  • Merchant Services >  Let M&T help you set up a business merchant account and show you how easy it is to start accepting your customers’ credit cards.
  • Investments & Insurance >  Looking for investment and insurance options for your business? We can help you find solutions designed to meet your specific needs.
  • M&T @ Work > The M&T @Work program is designed to add value to your employee benefit offerings with workplace banking—featuring exclusive M&T discounts, on-site education workshops and more. 
  • Industry Solutions >  Get specialty banking services and product recommendations for your business – we offer solutions for professional services, medical/dental, franchises, agriculture and more.
  • Resources & Insights >  Visit our Business Resources & Insights online library to gain valuable knowledge to help position your business for success.


Make Your Move To M&T Easier

When it comes to switching banks, we know it can be somewhat inconvenient. Here are a few simple forms and step-by-step instructions to help make the process a little easier.