M&T Market Advantage for Business Savings

Have extra cash in your buiness savings account? Let M&T help you take advantage of it. Stop by a branch near you to open an account.

Top Features

  • Ideal for professional firms, small corporations, non-profits, sole proprietorships, partnerships and firms with large excess balances
  • No monthly maintenance fee with a $10,000 daily balance
  • No charge for transaction items​ and first $5,000 in currency deposited per month
  • Variable tiered interest rate
  • ATM access
  • FDIC-insured


Monthly Fee ​$12.50 unless a $10,000 daily balance is maintained 

Is this product right for your business?

This product is best for the following businesses: 

  • Professional firms

  • Small corporations

  • Non-profit organizations 

  • Sole proprietorships

  • Partnerships 

  • Firms with large excess balances

Eligibility Requirements

A $1,000 daily collected balance is required to earn interest.

How to Open an Account

You can stop by your nearest M&T Bank branch, and a Relationship Manager will help you open an account.

Find Nearest Branch >

There is no monthly maintenance charge if requirements are met, but other transaction and service fees, including overdraft fees, may apply.
Transaction items are: checks paid, checks deposited, ACH credits/debits received, and deposit tickets (whether physical or created virtually through channels such as an ATM, Mobile, or Remote Check Deposit).
​Fees for additional currency deposited or supplied are $0.27/$100.
Deposits are FDIC-insured up to the maximum applicable limits.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
All M&T savings accounts are subject to M&T standard account agreements.