Expand your payment acceptance options

The technology you need to accept payments online, at the cash register or at the table.

A Merchant Services Business Consultant 
will contact you within 24 hours.

Made-to-order payment solutions for your food service business

From fine-dining restaurants, to QSRs (Quick Service Restaurants), to food trucks, no two restaurants are alike. We will work closely with you to customize a payment solution to serve your unique business and clients, all backed by 24/7/365 customer support.

Don’t turn away business. Accept all payment methods your customers are using. M&T Bank can help you with the tools you need to accept credit and debit cards, EMV/chip cards, mobile wallet, and online payments.

Protect your customers' card data

  • More secure card terminals and POS systems designed to help prevent fraud at the point of sale
  • Account management tools to help you research suspicious charges
  • A PCI compliance program to help you meet industry standards for preventing credit card fraud
  • Encryption and tokenization tools to scramble your customers’ card data at point of sale
  • EMV® (EuroPay, MasterCard, Visa®) chip-enabled terminals and POS systems to help reduce your liability for fraud


Merchant Account

Credit card payment processing designed for your business. Learn more about an M&T Merchant Account.

Partner with M&T Bank

Hear from a Merchant Services Business Consultant directly or book an appointment with your nearest branch in person, on the phone or by video.

We will contact you within 24 hours.

M&T Bank Merchant Services® are available subject to completion of a Merchant Services application and credit approval. Merchant Services are provided subject to the terms and conditions of M&T Bank's Merchant Services Agreement. Availability of funds is subject to M&T Bank's Funds Availability Policy. Additional terms and conditions apply.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
​All products and services are subject to eligibility and restrictions may apply.