Safeguard your business from fraud liability

Help protect your business by making sure your payment system is up to date with chip card reader technology. 

A Merchant Services Business Consultant 
will contact you within 24 hours.

Chip card technology can protect your business from financial liability

Did you know your business may now be liable for fraudulent transactions at the point of sale? M&T Bank Merchant Services can help shift liability away from your business through EMV® chip technology.

Take advantage of EMV chip technology

Merchants who cannot accept EMV chip cards may be held liable for fraudulent transactions at the point of sale. With a terminal certified to accept chip cards, you can help your business avoid potentially being held liable for card-present fraud.

Adopt a global technology standard

EMV chip technology is the world-wide standard for card-based payments. Chip technology helps protect both merchants and consumers with more advanced security than traditional magnetic stripe cards. Accepting EMV payments indicates to your customers that you are committed to a safer, more advanced way to pay. It’s also popular with tourists and international travelers.

Use EMV to accept contactless payments.

Most EMV capable terminals also have the ability to accept contactless payment options such as Apple Pay®, Google Pay® and Samsung Pay®.

Visa will process transactions similar to how they process your physical card transactions today except rather than receiving your actual card number, merchants will receive the unique virtual card number associated with your M&T credit, debit or Commercial card. M&T Commerical Cards are not eligible for use with Fitbit Pay or Garmin Pay.


Fraud Protection Services

Take advantage of solutions to protect your customers and your business. Learn more about M&T Fraud Protection Services.

Partner with M&T Bank

Hear from a Merchant Services Business Consultant directly or book an appointment with your nearest branch in person, on the phone or by video.

We will contact you within 24 hours.

M&T Bank Merchant Services® are available subject to completion of a Merchant Services application and credit approval. Merchant Services are provided subject to the terms and conditions of M&T Bank's Merchant Services Agreement. Availability of funds is subject to M&T Bank's Funds Availability Policy. Additional terms and conditions apply.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
​All products and services are subject to eligibility and restrictions may apply.