More secure, robust, reliable card processing solutions

Take advantage of custom hardware options, expert support, and competitive pricing.

A Merchant Services Business Consultant 
will contact you within 24 hours.

Scalable solutions

M&T has expertise providing large business merchant services in diverse industries, including retail, restaurants, healthcare, higher education, government, not-for-profit and others. Our team can help your operation accept payments however and wherever you need. Accelerate your cash flow while providing extra convenience for your customers.

Payment technologies and protection from fraud

  • Choose from a robust suite of online options like eCommerce gateways, virtual terminals and web payment solutions.
  • For in-person transactions, we have enterprise POS software and devices, countertop terminals, EMV chip card readers and contactless payment applications.
  • For on-the-go sales, we can help with wireless terminals, smartphones, tablets and more.
  • Our Merchant Services team provides consultation for PCI compliance and can provide your staff with the tips, tools and information needed to minimize credit card fraud and stay ahead of emerging threats.


Merchant Account

Credit card payment processing designed for your business. Learn more about an M&T Merchant Account.

Partner with M&T Bank

Hear from a Merchant Services Business Consultant directly or book an appointment with your nearest branch in person, on the phone or by video.

We will contact you within 24 hours.

M&T Bank Merchant Services® are available subject to completion of a Merchant Services application and credit approval. Merchant Services are provided subject to the terms and conditions of M&T Bank's Merchant Services Agreement. Availability of funds is subject to M&T Bank's Funds Availability Policy. Additional terms and conditions apply.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
​All products and services are subject to eligibility and restrictions may apply.
Use of these features and services requires internet and/or data access through a mobile device. Subject to availability and the same limitations as any service available through the internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. View the M&T Digital Services Agreement for full details.