Cover the cost of doing business.
Whether you are looking to earn cash back on every purchase or need a lower APR, we have an option for you.


Business as usual —
with rewards
Earn 2% cash back for your first year{{d782*}} with our M&T Business Rewards Credit Card to spend on growing your business.


Focus on your business — let your card do the work.
If you're looking for a lower APR, our M&T Business Credit Card may be the right choice.
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Business Rewards Credit Card | Business Credit Card | |
APR{{d915*}} | Variable APR of 17.49% and 24.49%{{d915*}} | Variable APR of 15.49% and 22.49%{{d915*}} |
No Annual Fee{{d915*}} | ||
Cash Back{{d782*}} | Unlimited 2% cash back for your first year, and 1.5% cash back thereafter{{d782*}} | |
Chip Technology for Global Acceptance | ||
Add and Manage Employee Cards | ||
M&T Assurance® Fraud Prevention | ||
Apple Pay®, Google Pay™ or Samsung Pay | ||
Customize Your Card{{d67*}} | ||
Digital Wallet{{d478*}} | ||
Credit Card Alerts | ||
CREDIT CARD CUSTOMIZATION
Business is personal
Share a little bit about yourself every time you use your card by customizing it with your own design.{{d67*}}