M&T BizPay

Learn how you can manage and pay your business expenses through Online Banking for Business using M&T BizPay.

Why choose M&T BizPay?

  • The ability to process transactions through an efficient platform
  • Increased control over payment settlement date and cash flow.
  • Easier account reconciliation and fewer check processing charges.
  • Improved employee productivity by reducing administrative time spent preparing checks and associated check stubs.

Characteristics of M&T BizPay functionality include: 

  • Prefunding required: funds must be available in account prior to payment
  • NEW Real-Time Payments now available to send funds immediately 24/7 365 days per year including weekends and holidays
  • Real-Time Payments daily send limit up to $100,000 daily maximum
  • ACH credit origination up to $100,000 daily maximum
  • Wire transactions up to $300,000 daily maximum*

*Available for Domestic Transactions only

Learn More About M&T BizPay 

Watch to learn more about the benefits of this simple and intuitive ACH & wire transfer tool.

Duration: 01:30 min

Looking for additional Real-Time Payments, ACH and Wire functionality like international wires or greater transaction dollar amounts? 

Learn more about Treasury Center

Calculate your potential savings.

Find out how much you could save with ACH, and Domestic wire services transfers, and Real-Time Payments versus making payments in the branch.

Calculate Now

Get started today with M&T BizPay.

Enjoy the benefits of automated payments. To get started, you can:

  • Find your nearest branch to contact your branch manager
  • Reach out to your Relationship Manager, or
  • Contact the M&T Commercial Service Team at 1-800-724-2240 (Mon-Fri 8am-6pm)


Services are provided subject to M&T Bank’s Master Treasury Management Services Agreement or the M&T Digital Services Agreement, as applicable. 
M&T Bank's M&T BizPay service are provided subject to M&T Bank's Master Treasury Management Services Agreement or the M&T Digital Services Agreement, as applicable. All products and services are subject to eligibility and restrictions may apply. 
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement for additional details.
​M&T Bank’s Real-Time Payments (“RTP”) service is provided subject to M&T Bank’s standard Master Treasury Management Services Agreement and Treasury Management Services Product Terms and Conditions for that service.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.