Manage your business.
View your personal and business account information, deposited and cleared checks, and make transactions – all through a single app.
Deposit checks conveniently from your smartphone at no extra M&T charge., Make same business-day check deposits until 8pm ET. View deposited and cleared checks right within the app.
Access your money faster with M&T Flash Funds.
If your deposit qualifies, M&T Flash Funds will provide you the option to make your mobile deposit immediately available for withdrawals and/or purchases, for a fee giving you the peace of mind that your money is available now.
Transfer funds between all eligible M&T accounts and make payments to M&T loan and credit card accounts.
Quickly make payments to almost anyone with our Bill Pay Guarantee. Don't have Bill Pay? You can now easily enroll by selecting Pay A Bill in the app.
Log in with your fingerprint or facial recognition.
Log in to your accounts using just your fingerprint or facial recognition on compatible devices.
View account balances, transactions and check images.
Access both your M&T personal and business accounts. Important information – like available balances and credit limits – is front and center to make life a little bit easier.
Manage Credit Cards.
Add Authorized Users to your credit card accounts and manage authorized user spend limits.
Discover our other Mobile Banking for Business services.
Mobile for Merchants
Make every sale with the ability to offer mobile payment processing to your customers.
Become a Mobile Merchant ›
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement
for additional details.
Deposits are subject to verification. Funds from mobile check deposits will not be available for immediate withdrawal. Deposit limits and other terms, conditions, fees and restrictions may apply.
Business day is defined as Monday through Friday, except Federal holidays.
If selected, your mobile deposit will be immediately available. The fee for this service is 2% of the total check amount ($2 minimum charge). The fee will be deducted from your account following the completion of your deposit. If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.
M&T Online and Mobile Bill Pay cannot be used to make payments: (i) to payees located outside the United States; (ii) to taxing authorities or other government entities; (iii) required under court order (e.g., child support); or (iv) in connection with any unlawful activity or purpose.
We will cover up to $50 in late fees if a payment using M&T Online Bill Pay is late and you (i) scheduled the payment sufficiently in advance of the payment due date to allow for the payment to be processed and sent by us, and (ii) the date you selected as the Delivery Date was no later than the date your payment was due, excluding any applicable grace periods. Further, your payment must be scheduled according to the requirements set forth in the M&T Digital Services Agreement
, and you must have sufficient available funds in your account. In the event your payee does not receive payment on time and charges you a late fee, contact Online Banking Support at 1-800-790-9130. We reserve the right to discontinue the Bill Pay Guarantee at our discretion at any time.
M&T Bank Merchant Services® are available subject to completion of a Merchant Services application and credit approval. Merchant Services are provided subject to the terms and conditions of M&T Bank's Merchant Services Agreement. Availability of funds is subject to M&T Bank's Funds Availability Policy. Additional terms and conditions apply.