Term Loans

Count on M&T Bank's experienced Commercial Lending Team to help you finance your assets. Discover the benefits of our flexible term loan options.

How It Works

Choose from programs that can help fund your intermediate or long-term fixed assets. Or for extended borrowing requirements, you may apply for loans that match the economic life of the financed assets.

Benefits for Your Business 

Strengthen your competitive position.

A term loan can help your business obtain the equipment and assets needed to grow or operate more competitively. You can then use cash flow to repay the loan over time. 

​Increase working capital.

A term loan can provide an additional source of working capital if your business is growing rapidly.

​Maximize profitability.

A properly structured term loan can help your business operate more profitably because the repayment schedule matches the cash flow you have available to repay the debt.

Ready to learn more or apply?

To find out more or get started on your term loan application, please call the M&T Commercial Service Team at 1-800-724-2240, or contact your M&T Relationship Manager.

All loans and lines of credit, and all terms referenced herein are subject to receipt of a complete M&T application, credit approval and other conditions. Other terms, conditions, fees and restrictions may apply.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.