Trade Services Group

New York State and New England

John Vilardo
Vice President & Team Leader
jvilardo@mtb.com
716-848-7344

Washington, DC & Virginia

Peter Senica
Vice President
psenica@mtb.com
410-244-4512

Pennsylvania & New Jersey

Scott Conrad
Vice President
sconrad@mtb.com
717-237-6821

Delaware, Maryland & West Virginia

Susan Raymond
Assistant Vice President
sraymond@mtb.com
410-244-4037

Export Finance Division

Sue Ann Kichline
Vice President & Team Leader
skichline@mtb.com
410-244-4288

Michael Cusack
Vice President
mcusack@mtb.com
410-244-4281

International Operations

Tom Douglas
Vice President & Operations Manager
tdouglas@mtb.com
410-244-4904

Interest Rate Risk Management

Mid-Atlantic

Craig Hallgren
Group Vice President
challgren@mtb.com
410-244-4353

Northeast

Tim Hardt
Vice President
thardt@mtb.com
716-842-5118