How to Pay your M&T Loan, Line or Credit Card
Choose the most convenient way to make your payment.
Personal Loans and Lines of Credit
You can pay Personal Loans (Secured and Unsecured), Overdraft Lines of Credit, Home Equity Lines of Credit, or Installment Loans (Auto, Boat, RV) in the following ways:
Online. Enroll in Online Banking and set up recurring transfers from your M&T checking or savings account. If you have an Installment Loan, you can even make one-time payments from a non-M&T checking or savings account.
By Phone. Call 1-800-724-2440 to speak to a representative or use our automated payment assistance system.
In Person. Find an M&T branch to set up one time or recurring payments.
By Mail. Mail payments to M&T Bank at these addresses:
Unsecured & Secured Personal Loans
Regular Monthly: PO Box 64679 Baltimore, MD 21264-4679
Overnight Monthly & Account Payoff: Box 69003, 1800 Washington Blvd, 8th floor, Baltimore MD 21230
Overdraft Line of Credit & Home Equity Line of Credit
Regular Monthly: PO Box 62146, Baltimore MD 21264-2146
Overnight Monthly & Account Payoff: 499 Mitchell Street, Millsboro DE 19966
Installment Loans
Regular Monthly: PO Box 64679, Baltimore, MD 21264-4679
Overnight Monthly & Account Payoff: Box 69003, 1800 Washington Blvd, 8th floor, Baltimore MD 21230
You can make credit card payments in the following ways:
Online. Enroll in Online Banking and make transfers from your M&T checking or savings account.
By Phone. Call 1-866-279-0888 to make a payment or set up recurring payments.
Note: For Secured Credit Cards, we can only accept transfers
from an M&T account over the phone, at this time.
In Person or at an ATM. Find an M&T branch or ATM to make a payment or set up recurring payments.
By Mail. Mail payments to:
M&T Bank
Credit Card Payment Processing
PO Box 62014
Baltimore, MD 21264-2014
Resources
Credit Scores and Reports
Learn how credit scores are measured and how it could impact your financial goals.
Manage Your Cards
Take charge of your card with M&T's self-service tools. With our built in security features, it’s the convenient way to stay in control and help keep your card account secure.
M&T Mobile Banking
With convenience at your fingertips, you can check balances, deposit checks, review and search for transactions, search for ATMs and branches and send payments.
Repayment Assistance Options
If you’re experiencing hardship, there are many ways we might be able to help provide assistance.