Banking

You can now pay back friends and family quickly with Zelle®. Access Zelle right in your M&T Mobile Banking app and within Online Banking by linking your eligible checking or savings account.

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​Must have a bank account in the U.S. to use Zelle. Transactions between enrolled Zelle users typically occur in minutes. If your recipient is not yet enrolled with Zelle, it may take between 1 and 3 business days after they enroll. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement for additional details.

Let’s work together.

At M&T, we're focused on understanding what's important to you. Talk to us about your financial goals and, together, we can choose the financial tools and personal banking options that will help you reach your objectives. Let's get started. 

In This Section

  • Why Bank With M&T? >  When it comes to choosing a bank, you want to know what to expect. Find out how banking with M&T can help you meet your financial needs today – and for years to come.
  • Checking >  Looking to open an M&T checking account? We've made it easy to choose the account – and the additional features – that fit the way you want to manage your money.
  • M&T Debit Cards >  Learn more about M&T Debit Card options and features – and how you can customize your card’s design to show what’s important to you.
  • Savings & CD Accounts >  Whether you're just starting to save or wanting your savings to work a little harder, we can help you evaluate your current savings plan and choose the M&T solutions that will help you meet your personal savings goals.
  • Online & Mobile Services >  Enroll in our online banking services for convenient account access. Manage balances, make payments, sign up for alerts, and much more.
  • M&T Visa Credit Cards >  Apply for an M&T Visa® Credit Card today to take advantage of valuable benefits like competitive rates, our rewards program and introductory offers.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.