M&T Digital Services Agreement: Change-In-Terms

The following is a change-in-terms for the M&T Digital Services Agreement.

The Digital Services Agreement ("Agreement"), which governs your use of M&T Digital Services, including M&T Mobile and Online Banking, has been updated.

Please see the summary of changes below. Please read the entire Agreement carefully and review the updated Digital Services Agreement as the summary does not cover all changes in detail.

Summary of Changes: 

Section A.10. (One Time Verification Codes): This section was updated to clarify that codes will be sent based on contact information in your M&T Online Banking profile.

Section H.7. (Zelle® Service (for Personal Accounts) Send Limits): This section was updated to provide details on upcoming changes to Zelle Limits. After May 3, 2022 limits will be based on your Zelle enrollment date. Limits on payments are subject to a 24-hour and a rolling 30-day limit. Your limits can be confirmed within the ‘Send Money’ page of the service. 

Your continued use of M&T Digital Services confirms your agreement and the agreement of any Customer you represent with these changes, so no further action is required at this time. If you choose to not accept these changes, please contact us to unenroll.;

To see the M&T Digital Services Agreement, please click on the following link: M&T Digital Services Agreement. If you have questions or wish to unenroll, please call 1-800-790-9130 (Monday-Friday 8am-9pm, Saturday-Sunday 9am-5pm ET).



U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Other product and company names mentioned herein are the property of their respective owners.

Use of these features and services requires internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. View the M&T Digital Services Agreement at mtb.com/DSA for additional details. 

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.