M&T BizFlex Checking
Thriving businesses like yours deserve a versatile, hardworking account with flexibility, room to grow and predictable pricing.
- Designed to help you receive and manage your business's cash flow
- Ideal for mid-sized businesses
- Link up to 4 checking accounts
- No monthly maintenance fee when you maintain an Average Ledger Balance of $50,000 or more among all linked BizFlex accounts
- 1,000 transaction items included per month,
- First $50,000 in cash deposited or supplied included per month
- Discounts on Treasury Management products and services to help you manage your business more effectively and efficiently
- Overdraft protection available
- Account management using M&T Online Banking for Business, Mobile for Business and ATMs
- M&T Business Debit Card with chip technology
Monthly Account Maintenance Fee
Additional Transaction Items Fee
$0.25 per transaction, in excess of first 1,000 checks paid, checks deposited, deposit tickets (whether physical or created virtually in connection with an ATM, mobile, remote check deposit or other electronic deposit), ACH credits and ACH debits
Paper Statement Fee
$2.00 (waived if account is enrolled in electronic delivery and does not receive paper statements)
Is this product right for your business?
This product is best for a business that:
- Is looking for an account with flexibility and predictable pricing
- Likes the features of Commercial Checking
Customize Your Debit Card
Express your company's personality by customizing your M&T Business Debit Card with a logo or other image.
How to Open an Account
Please stop by your nearest M&T branch, and a Relationship Banker will help you open an account.
- You must be at least 18 years old
- All applicants are subject to review of past account handling and verification of the information provided
- Business documentation may be required depending on business ownership structure (please contact a branch associate for details)