Business Savings Accounts

Plan ahead by saving now. Choose from accounts built for businesses of all types and sizes. Stop by a branch near you.

Commercial Money Market Savings Account

If you carry a large cash balance, you can enjoy a higher return with our tiered interest rates. Ideal for sole proprietorships, partnerships, DBAs and non-profits.
  • No monthly maintenance fee​ with a $10,000 daily balance ($12.50 monthly fee if requirement is not met)

    There is no monthly maintenance fee if requirements are met, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.
  • No charge for transaction items​ and first $5,000 in currency deposited per month

    Transaction items are checks paid, checks deposited, deposit tickets (whether physical or created virtually in connection with an ATM, mobile, remote check deposit or other electronic deposit), ACH credits and ACH debits. No transaction charges for the first 10 transactions items per month. Additional transaction items in a month are $1.00 each.
    ​Fees for additional currency deposited or supplied are $0.25/$100.
  • Variable tiered interest rate

Commercial Savings Account

Earn interest on your company's cash balance with this affordable interest-bearing savings option – perfect for sole proprietorships, partnerships, DBAs or nonprofit organizations.
  • No monthly maintenance fee when maintaining a $300 daily balance ($5.00 monthly fee if requirement is not met)

    There is no monthly maintenance fee if requirements are met, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.
  • No charge for transaction items and first $5,000 in currency deposited per month

    Transaction items are checks paid, checks deposited, deposit tickets (whether physical or created virtually in connection with an ATM, mobile, remote check deposit or other electronic deposit), ACH credits and ACH debits. No transaction charges for the first 10 transactions items per month. Additional transaction items in a month are $1.00 each.
    ​Fees for additional currency deposited or supplied are $0.25/$100.
  • Variable interest rate

  • Earn a preferred relationship rate when combined with Tailored Business Checking

    To have qualified for this relationship annual interest rate, a Commercial Savings account and M&T Tailored Business Checking must be opened under the same account owner with a minimum balance of $100.00. Annual interest rate will be applicable to deposits less than $1,000,000. Commercial Savings is a variable-rate account; accordingly, the interest rate may change. The interest rate will be set by M&T Bank at its discretion without reference to any index, formula or schedule.

M&T Market Advantage for Business Savings

Grow your business savings with tiered interest and competitive rates – great for businesses that can maintain a higher average daily balance.
  • No monthly maintenance fee​ with a $10,000 daily balance ($12.50 monthly fee if requirement is not met)

    There is no monthly maintenance fee if requirements are met, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.
  • No charge for transaction items​ and first $5,000 in currency deposited per month

    Transaction items are checks paid, checks deposited, deposit tickets (whether physical or created virtually in connection with an ATM, mobile, remote check deposit or other electronic deposit), ACH credits and ACH debits. No transaction charges for the first 10 transactions items per month. Additional transaction items in a month are $1.00 each.
    ​Fees for additional currency deposited or supplied are $0.25/$100.
  • Variable tiered interest rate

Commercial Money Market Savings Account

If you carry a large cash balance, you can enjoy a higher return with our tiered interest rates. Ideal for sole proprietorships, partnerships, DBAs and non-profits.
  • No monthly maintenance fee​ with a $10,000 daily balance ($12.50 monthly fee if requirement is not met)

    There is no monthly maintenance fee if requirements are met, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.
  • No charge for transaction items​ and first $5,000 in currency deposited per month

    Transaction items are checks paid, checks deposited, deposit tickets (whether physical or created virtually in connection with an ATM, mobile, remote check deposit or other electronic deposit), ACH credits and ACH debits. No transaction charges for the first 10 transactions items per month. Additional transaction items in a month are $1.00 each.
    ​Fees for additional currency deposited or supplied are $0.25/$100.
  • Variable tiered interest rate

Commercial Savings Account

Earn interest on your company's cash balance with this affordable interest-bearing savings option – perfect for sole proprietorships, partnerships, DBAs or nonprofit organizations.
  • No monthly maintenance fee when maintaining a $300 daily balance ($5.00 monthly fee if requirement is not met)

    There is no monthly maintenance fee if requirements are met, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.
  • No charge for transaction items and first $5,000 in currency deposited per month

    Transaction items are checks paid, checks deposited, deposit tickets (whether physical or created virtually in connection with an ATM, mobile, remote check deposit or other electronic deposit), ACH credits and ACH debits. No transaction charges for the first 10 transactions items per month. Additional transaction items in a month are $1.00 each.
    ​Fees for additional currency deposited or supplied are $0.25/$100.
  • Variable interest rate

  • Earn a preferred relationship rate when combined with Tailored Business Checking

    To have qualified for this relationship annual interest rate, a Commercial Savings account and M&T Tailored Business Checking must be opened under the same account owner with a minimum balance of $100.00. Annual interest rate will be applicable to deposits less than $1,000,000. Commercial Savings is a variable-rate account; accordingly, the interest rate may change. The interest rate will be set by M&T Bank at its discretion without reference to any index, formula or schedule.

M&T Market Advantage for Business Savings

Grow your business savings with tiered interest and competitive rates – great for businesses that can maintain a higher average daily balance.
  • No monthly maintenance fee​ with a $10,000 daily balance ($12.50 monthly fee if requirement is not met)

    There is no monthly maintenance fee if requirements are met, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.
  • No charge for transaction items​ and first $5,000 in currency deposited per month

    Transaction items are checks paid, checks deposited, deposit tickets (whether physical or created virtually in connection with an ATM, mobile, remote check deposit or other electronic deposit), ACH credits and ACH debits. No transaction charges for the first 10 transactions items per month. Additional transaction items in a month are $1.00 each.
    ​Fees for additional currency deposited or supplied are $0.25/$100.
  • Variable tiered interest rate

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.
All M&T savings accounts are subject to M&T standard account agreements.