Credit & Debit Payment Solutions

Are you limiting your sales by limiting your customers’ card payment options? With M&T Bank Merchant Services®, your business can accept all types of credit or debit cards – in-store, online or on the go.

Use of these features and services requires internet and/or data access through a mobile device. Subject to availability and the same limitations as any service available through the internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. View the M&T Digital Services Agreement for full details.

Accept all types of credit and debit cards, anywhere you do business.

At M&T Merchant Services, we take the time to understand your business needs. Our Business Consultants will work with you to customize pricing and payment solutions to fit your business.

Choose card payment options that support your line of business and the needs of your customers.

  • Visa®
  • Mastercard®
  • American Express®
  • Discover®
  • Voyager®
  • WEX®
  • Debit cards on the Star®, NYCE®, Interlink®, Pulse® and other networks

Integrate card payment methods seamlessly with your point-of-sale (POS) devices.

Whether using your existing POS device or the latest payment technologies available through M&T, we can help you accept more cards – wherever and however you do business.

  • In-store. Add point-of-sale devices, countertop terminals, EMV® chip card readers and contactless payment applications
  • On the go. Accept payment wherever you work via wireless terminals, smartphones, tablets and more
  • Online. Choose from a robust suite of ecommerce gateways, virtual terminals, and web payment solutions

Get the most out of your payments solutions.

  • 24/7 tech support
  • Advice on transaction reporting tools
  • Updated payment options to meet changing business needs

Request a customized payment solution today.

Whether you’re a small start-up or a large multi-location organization, M&T Merchant Services Business Consultants are ready to help grow your business. 

Contact us today to see if you qualify for fast activation of your new Merchant Services with our streamlined approval process.

Visa® is a registered trademark of Visa International Service Association.
MasterCard® is a registered trademark or service mark of MasterCard Worldwide or its subsidiaries in the United States.
American Express® is a registered trademark of American Express Company.
Discover® is a registered trademark or service mark of Discover Financial Services
Voyager® is a registered trademark or service mark of P-Fleet Inc
WEX® is a registered trademark or service mark of WEX INC.
Star® is a registered trademark or service mark of Star Systems, Inc., a wholly owned subsidiary of First Data Corporation
NYCE® is a registered trademark or service mark of FIS and/or its subsidiaries
Interlink® is a registered trademark or service mark of Interlink Networks LLC.
Pulse® is a registered trademark or service mark of A Discover Financial Services Company
EMV® is a registered trademark or trademark of EMVCo LLC in the United States and other countries.
M&T Bank Merchant Services® are available subject to completion of a Merchant Services application and credit approval. Merchant Services are provided subject to the terms and conditions of M&T Bank's Merchant Services Agreement. Availability of funds is subject to M&T Bank's Funds Availability Policy. Additional terms and conditions apply.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.