Now get unlimited 1.5% cash back PLUS a $250 cash bonus

When you open an M&T Business Rewards Credit Card with qualifying activities{{d782*}}.

Business as usual -- with rewards.

Make every purchase more rewarding when you earn unlimited points. 

1.5% Cash Back

Earn unlimited 1.5% cash back on all purchases{{d782*}}. 

Introductory APR

0% introductory APR on purchases for 9 billing cycles. Variable APR is 18.49% and 25.49% after intro period.{{d915*}}

Fraud Protection

Protection with Visa Zero Liability Policy{{d803*}} and two - way text alerts allowing you to quickly respond to suspicious activity.{{d70*}} 

Add Employee Cards

Add employee cards at no additional cost and manage spend limits.

Simple Rewards

No complicated reward tiers, caps or rotating categories. 

No Annual Fee

No annual fee or foreign transaction fees.{{d915*}}


We understand you're running a business

That's why we make managing your card easy on you.

Make payments, transfer funds, or review account details online with M&T Online Banking for Business, on the M&T Mobile App, at any M&T Bank ATM or at any local M&T branch

Link your credit card to a checking account as overdraft protection in the event you do not have sufficient funds{{d141*}}.

Features with every M&T Business Banking Card

M&T Assurance®

With M&T Assurance, you can use your M&T Credit or Debit Card with confidence. We're working around the clock to help prevent, detect and resolve card fraud. 

Chip Technology

Your security is one of our top priorities. That's why M&T Debit and Credit Cards feature the enhanced security or chip technology, as well as contactless technology.

Digital Wallet

Easily pay for purchases at millions of stores around the world when you add your Credit Card to your Digital Wallet{{d59*}}. 


Business is personal.

Share a little bit about yourself every time you use your card by customizing it with your own design.{{d67*}}