Find Your M&T Bank Routing Number

Having trouble locating your M&T Bank routing number? We can help.

Your M&T Routing/ABA Number 

You may need to know your routing number, or ABA number, when completing certain transactions – like if you want to set up direct deposit

There are three M&T Bank routing numbers based on the state in which you opened your account. They are:

022000046 – New York, New Jersey and Connecticut
031302955 – Pennsylvania and Delaware
052000113 – Maryland, Virginia, West Virginia and Washington, DC 

Direct Deposit Authorization Form (PDF) >

Finding Your Routing Number on Your Mobile App​​

Once you log in to M&T Mobile Banking, select your deposit account from the Account Summary screen then tap the "ACCT INFO" button in the upper right hand corner.

Download our app for Android™ or iPhone® at no additional cost from M&T.​

Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement for additional details.

iPhone® iOS version 8 and later

Android™ OS version 4.0.3 and later​

Finding Your Routing Number on a Check

You can always use one of your M&T Bank checks or a withdrawal ticket to find your routing number. It will be in the bottom-left corner, listed first before your account number. Use the example check below to help you locate it. 

Check Routing Number

Make sure you refer to your own check or withdrawal ticket (and not the sample check in the above example) for your M&T routing/ABA number and your personal or business account number. If you are not sure of which numbers to use, simply call the M&T Telephone Banking Center for help at 1-800-724-2440.

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M&T Bank is not endorsed, sponsored, affiliated with or otherwise authorized by Apple Inc. or Google LLC.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.