Get your pay or other recurring checks automatically deposited into your bank account. It’s an easy way to save you time and there is no charge to receive direct deposits into your personal M&T account.
How to Enroll
Direct Deposit is a convenient service that allows for recurring deposits to be made electronically into an account of your choice. Deposits can include your wages, Social Security or other income.
To enroll in Direct Deposit for your pay, just make sure that your employer supports this method of payment. Also confirm whether you need to fill out a direct deposit form from your employer in addition to ours.
Submit your forms to your employer’s HR or payroll department.
Fill out a Payroll Direct Deposit form and submit to your payroll department.
Download Direct Deposit Form (PDF) >
Do you receive Federal Benefits Payments?
Do you receive Social Security or Supplemental Income? If so, you can enroll in direct deposit for your Social Security, Supplemental Income or other federal benefits payments through the website below.
Benefits of Direct Deposit
Quicker Access to Your Money
Reduce the time it takes to get your check by having it directly deposited into your bank account.
Fewer Trips to the Bank
No need to take your checks to the bank for deposit.
More Opportunities to Save
Direct Deposit can help you create an automatic savings plan when you have a portion deposited into your savings account. You may also use M&T’s Easy Save to transfer money from your checking into your savings account automatically.
Need help finding your Routing/ABA Number or Account Number?
To set up a direct deposit, you’ll need to know your Routing/ABA Number and your Account Number. The following check image can help you determine which number is which. Just make sure that you refer to your own check or savings withdrawal ticket when you fill out the direct deposit form.
If you don’t have checks with your account, you can find your Account and Routing/ABA Number in M&T Mobile Banking. Select your deposit account from the Account Summary screen then tap the “ACCT INFO” button in the upper right hand corner.