Auto Loans

Shopping for a new or used vehicle or looking to refinance your existing auto loan?, 

Get the competitive rate and attentive service you deserve.

All loans and lines of credit are subject to credit approval. 
​Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense.

Features of an Auto Loan from M&T

  • Finance new and used cars or trucks
  • Use for your purchase from a dealership or private party
  • Enjoy a fast application and approval process
  • Receive prompt, professional attention
  • Get competitive interest rates
  • Take u​​p to 30 days to make your purchase
  • Relationship discounts for customers with qualifying M&T Bank consumer checking accounts

​​Terms

Up to 84 months

Rates

[[MinAPR]] - [[MaxAPR]] APR

​​Minimum Loan Amount

$2,000

Make a Loan Payment

Already have an auto loan with M&T? We offer a number of different ways to make your loan payment, so you can choose the most convenient method for you.

Learn How to Pay Your M&T Loan >

To qualify for the Lowest APR available: 1) the term of the loan must be 63 months or less and; 2) the collateral model year must be 2018 or newer and; 3) you must have or open an M&T MyChoice Premium or Power Checking account at time of application; and 4) automatic payment deductions from any M&T checking account must be established. To open an M&T MyChoice Premium Checking account, a minimum deposit of $25 is required. Your final APR will be based on your credit profile (as reported to M&T Bank by an outside reporting agency) and deposit relationship. Current APRs range from [[MinAPR]] - [[MaxAPR]]  and are subject to change. Offer good in [[OfferStates]].
For example, the monthly payment for a [[ExampleAmount]] loan with [[ExampleDownPayment]] down payment and a [[ExampleTerm]] term at a non-discounted APR of [[ExampleAPR]] would be [[ExamplePayment]]. Your actual rate and payment amount may be different as determined by your collateral, terms, loan amount and credit qualifications. Additional terms and conditions may apply.
To qualify for the Lowest APR available: 1) the term of the loan must be 63 months or less and; 2) the collateral model year must be 2018 or newer and; 3) you must have or open an M&T MyChoice Premium or Power Checking account at time of application; and 4) automatic payment deductions from any M&T checking account must be established. To open an M&T MyChoice Premium Checking account, a minimum deposit of $25 is required. Your final APR will be based on your credit profile (as reported to M&T Bank by an outside reporting agency) and deposit relationship. Current APRs range from [[MinAPR]] - [[MaxAPR]]  and are subject to change. Offer good in [[OfferStates]].

M&T Insurance and Travelers

Auto Insurance

Stay covered, wherever the road takes you. M&T Insurance and Travelers offer auto insurance to ensure wherever you drive you feel confident that you, your loved ones and your pockets are properly protected. Travelers offers flexible coverage and discounts like multi-policy discounts, new car discount*, electronic payment discounts* and more.

Click here or call 1-844-738-7781 to learn more about Travelers Insurance or to get a quote.

Insurance Products are NOT Deposits; NOT FDIC Insured; NOT insured by nor an obligation of Any Federal Government Agency; NOT Guaranteed or Underwritten by the Bank; Not a Condition to the Provision or Terms of any Banking Service or Activity. 

M&T Insurance Agency, Inc. may be paid commissions or other compensation for services provided in connection with this offer of insurance. Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. Insurance policies are obligations of the insurers that issue the policies. M&T Insurance Agency, Inc. is a subsidiary of M&T Bank.

In CA: Travelers does not offer new car and electronic payment discounts. Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates. One Tower Square, Hartford, CT 06183. In TX: Automobile Insurance is offered through Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. In CA: Automobile Insurance is underwritten by Travelers Commercial Insurance Company, Certificate of Authority #6519, State of Domicile: CT; or Travelers Property Casualty Insurance Company, Certificate of Authority #6521, State of Domicile: CT. In WA: Automobile Insurance is underwritten by The Standard Fire Insurance Company. All underwriting companies in CA and WA listed above are located at One Tower Square, Hartford, CT 06183. Coverages, packages, discounts and other features are subject to availability and individual eligibility. Not all features available in all areas. Other terms, conditions or exclusions may apply. In FL: Homeowners insurance is not currently offered for new business. © 2022 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.
Auto Loan Rate Handler
Auto Loan
MinAPR 6.34%
MaxAPR 15.99%
ExampleAmount $10,000
ExampleAPR 5.99%
ExamplePayment $193.28
ExampleTerm 60-month
ExampleDownPayment $0
OfferStates CT, DE, ME, MD, MA, NH, NJ, NY, PA, VT, VA, DC and WV