Marine & Recreational Vehicle Loans

Looking to set sail or hit the open road? Start your journey at M&T. Apply for a boat loan or RV loan from M&T Bank.1

Features of a Marine & Recreational Vehicle Loan from M&T

  • Secured by a new or used boat, RV​2​, motorcycle, snowmobile, jet ski or ATV
  • Fast online application and approval process
  • Prompt, professional attention
  • Competitive interest rates
  • Relationship discounts for customers with qualifying M&T Bank consumer checking accounts

​​Terms

  • Boat – up to 240 months3
  • RV – up to 240 months3
  • Motorcycle – up to 72 months3
  • Sno​wmobile, jet ski and ATV – up to 36 months3

​​Minimum Loan Amount

$2,000

Rates

  • Boat: 5.99% - 15.69% APR4,5  
  • RV: 6.24% - 15.69% APR4,6 
  • Motorcycle:  7.49% - 13.00% APR4,7
  • Snowmobile, Jet Ski and ATV:  7.74% - 13.00% APR4,8

Make a Loan Payment

Already have a marine or RV loan with M&T? We offer a number of different ways to make your loan payment, so you can choose the most convenient method for you.

Learn How to pay Your M&T Loan
RV/Marine Loan Rate Handler
Boat Loan
MinAPR 5.99%
MaxAPR 15.69%
ExampleAmount $25,000
ExampleAPR 8.99%
ExamplePayment $316.55
ExampleTerm 120-month
MinLoanAmount $100,000
OfferStates CT, DE, ME, MD, MA, NH, NJ, NY, PA, VT, VA, DC and WV

 

RV Loan
MinAPR 6.24%
MaxAPR 15.69%
ExampleAmount $25,000
ExampleAPR 9.49%
ExamplePayment $323.36
ExampleTerm 120-month
MinLoanAmount $25,000
ModelYear 2022
OfferStates CT, DE, ME, MD, MA, NH, NJ, NY, PA, VT, VA, DC and WV

 

Motorcycle Loan
MinAPR 7.49%
MaxAPR 13.00%
MaxTerm 60 months
ExampleAmount $10,000
ExampleAPR 9.99%
ExamplePayment $322.62
ExampleTerm 36-month
ModelYear 2022
OfferStates CT, DE, ME, MD, MA, NH, NJ, NY, PA, VT, VA, DC and WV

 

Snowmobile, Jet Ski, ATV Loan
MinAPR 7.74%
MaxAPR 13.00%
MaxTerm 36 months
ExampleAmount $10,000
ExampleAPR 9.99%
ExamplePayment $322.62
ExampleTerm 36-month
ModelYear 2022
OfferStates CT, DE, ME, MD, MA, NH, NJ, NY, PA, VT, VA, DC and WV