Savings Accounts & CD Options
Reach your savings goals faster
We have smart solutions for every kind of saver with great rates.
Maximize your savings with a higher rate M&T CD
Earn more on your savings with a guaranteed rate. You can be confident knowing your rate won't change for the term of the CD, plus open with a minimum deposit of $1,000. It's easy to start earning more today.
Certificate of Deposit (CDs)
CDs can help you earn while you save. Talk to an M&T Relationship Banker about our rate offers.
- Fixed or variable rate for the term of the CD – from 32 days to 72 months
- Accounts are FDIC-insured up to the maximum applicable limit
MyChoice Money Market
Open a MyChoice Money Market account to take advantage of tiered interest rates and avoid a monthly maintenance charge when you maintain $2,500 or more.
- Premium interest rates available for qualifying customers
- Check writing capability
- Accounts are FDIC-insured up to the maximum applicable limit
Relationship Savings
Enjoy convenient online access and monitor your account while easily avoiding monthly maintenance charges.
- Compatible with Direct Deposit and M&T’s Easy Save, a feature that allows automatic transfers between M&T accounts – so you can save more
- Electronic statements to help keep you informed and in charge of your accounts
- Accounts are FDIC-insured up to the maximum applicable limit
M&T Starter Savings Account
Is your child or grandchild under 18? Learn about the M&T Starter Savings Account, where there is no monthly maintenance charge.
- A great way for young savers to learn responsible money-management habits
- No minimum balance requirement to open the account and no monthly maintenance charge
- Accounts are FDIC-insured up to the maximum applicable limit