M&T Personal Loan Calculator
With an unsecured loan from M&T Bank, you can choose the terms that are right for you, get great rates and enjoy a fast approval process.
Fast, flexible, low rate personal loans.
Get the money you need today with a personal loan up to $50,000. No collateral required and no application, origination or prepayment penalty fees.
There are no application, origination or prepayment penalty fees, but late fees and returned payment fees may be charged when applicable.
Enter an amount between $2,000 and $50,000.
M&T Relationship Rate Discounts
Payments
M&T Checking Account Type
Discounts between 0.15% - 0.50% off the interest rate are available only if you have an existing Power Checking, Select Checking, MyChoice Plus Checking or MyChoice Premium Checking account, or if you open a MyChoice Plus Checking or MyChoice Premium Checking account at the time of application. Discount amount is based on the checking account type and if automatic payment deductions from the qualified M&T checking account are established upon booking your personal loan.
Monthly Payment
Interest Rate
APR
Quoted interest rate is based on information provided including, but not limited to, requested loan amount, term and credit score. Actual rate will be based on creditworthiness. Rates are subject to change, payment example is for illustrative purposes only.
To qualify for the lowest APR available: 1) the term of the loan must be 36 months or less and; 2) the loan amount must be between $30,000 – $39,999.99 and; 3) you must have or open an M&T MyChoice Premium or Power Checking account at time of application; and 4) automatic payment deductions from any M&T checking account must be established. Your final APR will be based on your credit profile (as reported to M&T Bank by an outside reporting agency) and deposit relationship. Current APRs range from [[MinAPR]] to [[MaxAPR]] and are subject to change. M&T Unsecured Personal Loans must be for an eligible purpose. Offer good in [[OfferStates]].
Loans designed for you.
Our personal loan payment calculator makes it easy to estimate monthly payments based on loan amount, term and credit score.
| Unsecured Loan | |
|---|---|
| MinAPR | 8.49% |
| MaxAPR | 15.74% |
| ExampleAmount | $10,000 |
| ExampleAPR | 8.99% |
| ExamplePayment | $207.54 |
| CompareAmount | $10,000 |
| CompareAPR | 8.99% |
| CompareInterestPaid | $2,452 |
| CompareCardAPR | 19.59% |
| CompareCardInterestPaid | $7,661 |
| CompareSavings | over $5,200 |
| CompareDate | 1/4/23 |
| CompareMinPayment | 2.5% |
| OfferStates | CT, DE, ME, MD, MA, NH, NJ, NY, PA, VT, VA, DC and WV |
A rate shown does not guarantee loan and/or credit approval. All loans and lines of credit are subject to credit approval. Additional terms and conditions may apply, depending on the type of collateral and other terms offered or chosen.
To qualify for the lowest APR available: 1) the term of the loan must be 36 months or less and; 2) the loan amount must be between $30,000 – $39,999.99 and; 3) you must have or open an M&T MyChoice Premium or Power Checking account at time of application; and 4) automatic payment deductions from any M&T checking account must be established. Your final APR will be based on your credit profile (as reported to M&T Bank by an outside reporting agency) and deposit relationship. Current APRs range from [[MinAPR]] to [[MaxAPR]] and are subject to change. M&T Unsecured Personal Loans must be for an eligible purpose. Offer good in [[OfferStates]].
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
A rate shown does not guarantee loan and/or credit approval. All loans and lines of credit are subject to credit approval. Additional terms and conditions may apply, depending on the type of collateral and other terms offered or chosen.