M&T Personal Loan Rate Calculator

With an unsecured loan from M&T Bank, you can choose the terms that are right for you, get great rates and enjoy a fast approval process.

Fast, flexible, low rate personal loans.

Get the money you need with a personal loan up to $50,000. No collateral required and no application, origination or prepayment penalty fees.{{d531*}}

Enter an amount between $2,000 and $50,000.

M&T Relationship Rate Discounts{{d960*}}​


M&T Checking Account Type

Loans designed for you.

Our personal loan payment calculator makes it easy to estimate monthly payments based on loan amount, term and credit score.

Monthly Payment



Interest Rate{{d571*}}



Quoted interest rate is based on information provided including, but not limited to, requested loan amount, term and credit score. Actual rate will be based on creditworthiness. Rates are subject to change, payment example is for illustrative purposes only.

Apply Now

Please contact the Call Center at 1-800-724-2440 or your local branch for additional information and to apply.

Unsecured Loan Rate Handler
Unsecured Loan
EffectiveDate 5/20/24 through 7/13/24
MinAPR 8.74%
MaxAPR 15.19%
ExampleAmount $10,000
ExampleAPR 10.49%
ExamplePayment $214.89
CompareAmount $10,000
CompareAPR 9.99%
CompareInterestPaid $2,745
CompareCardAPR 20.66%
CompareCardInterestPaid $8,279
CompareSavings over $5,500
CompareDate 5/1/24
CompareMinPayment 2.5%
OfferStates CT, DE, ME, MD, MA, NH, NJ, NY, PA, VT, VA, DC and WV