Find the right checking solution for your business
We understand each business has unique checking needs. That's why we created a range of options and are here to recommend a checking solution that works for you.
Some of our products and features might be different depending on your location.
Enter your ZIP code so we can make sure the information you see is accurate.
Showing results for ZIP code . Change
No monthly maintenance fee for 12 months{{d1043*}}
For a limited time on Simple Checking for Business
M&T SIMPLE CHECKING
For start-ups
Designed for businesses just starting out with the basics you need to manage your business finances so you can stay focused on what matters most.
Earn $500{{d2001*}}
For a limited time on Tailored Business Checking with qualified activities
M&T TAILORED CHECKING
For growing businesses
A customized business checking solution designed to scale as your business grows and your checking needs change.
Simple Checking for Business | Tailored Business Checking | |
---|---|---|
Monthly Maintenance Fee | $10{{d1043*}} | $20{{d730*}} |
Waive checking monthly maintenance fee with deposits from M&T Merchant Services{{d493*}} | × | |
Waive checking monthly maintenance fee when you reach certain goals with M&T Business Rewards Credit Card{{d492*}} | × | |
Monthly Transaction Limit | 100 | 500 |
Additional Transaction Items Fee{{d369*}} | $1.00 per item in excess of first 100 checks paid, checks deposited, deposit tickets ACH credits and ACH debits | $0.50 per item in excess of first 500 checks paid, checks deposited, deposit tickets ACH credits and ACH debits |
Online Banking | ||
Paper Statement Fee | $2 (waived if account is enrolled in electronic delivery and does not receive paper statements) | $2 (waived if account is enrolled in electronic delivery and does not receive paper statements) |
Business Debit Card with Chip Technology | ||
Customize Your Debit Card | ||
Your business has unique needs
We offer an array of products designed for the needs of every business customer.

Specialty Checking Accounts
Explore BizFlex Checking, Commercial Checking, Non-Profit Checking, and M&T Business Interest Checking account options.

Business Debit & ATM Cards
For purchases that come right out of your business checking account, choose the M&T Business Debit Card or ATM Card for Business.

Online & Mobile Banking
With our Online & Mobile Banking services, you can access your account information from your mobile device, tablet or computer.{{d980*}}
MAKE THE SWITCH
How to open an account
When it comes to switching banks or starting a business, we know the process can seem overwhelming. To make it easier, we've created a step-by-step Switch Kit for business interested in switching to M&T.