Specialty Checking Options

No two businesses have the same checking needs. That's why we created a range of business checking account options. Choose the account that's right for you, or use our Account Selector Tool to get our recommendation.

Non-Profit Checking

Whether your not-for-profit organization is large or small, every penny counts. Save on fees with our Non-Profit Checking account.
  • $7.50

    Monthly Maintenance Fee

    Waived if at least one of the requirements below is met:

    • the Average Ledger Balance of $500 is met
    • enrolled in e-statements and discontinued paper statements

    Top Features

    • No charge for the first 50 transaction item per month
    There is no monthly maintenance fee if requirements are met, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.
    Electronic statement delivery is available to customers enrolled in M&T Online Banking for Business, and the monthly maintenance fee discounts/waivers noted above apply only if the account is enrolled in Electronic Statement and Document Delivery at the end of the month for which the monthly maintenance fee is being calculated.
    Transaction items are checks paid, checks deposited, deposit tickets (whether physical or created virtually in connection with an ATM, mobile, remote check deposit or other electronic deposit), ACH credits and ACH debits. Additional transaction fees may vary.

M&T Business Interest Checking

Earn interest with M&T Business Interest Checking, plus enjoy unlimited checks, overdraft protection, 24/7 account management and more.
M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality.
  • $20

    Monthly Maintenance Fee

    Top Features

    • $500 minimum daily Collected Balance to earn interest

Non-Profit Checking

Whether your not-for-profit organization is large or small, every penny counts. Save on fees with our Non-Profit Checking account.
  • $7.50

    Monthly Maintenance Fee

    Waived if at least one of the requirements below is met:

    • the Average Ledger Balance of $500 is met
    • enrolled in e-statements and discontinued paper statements

    Top Features

    • No charge for the first 50 transaction item per month
    There is no monthly maintenance fee if requirements are met, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.
    Electronic statement delivery is available to customers enrolled in M&T Online Banking for Business, and the monthly maintenance fee discounts/waivers noted above apply only if the account is enrolled in Electronic Statement and Document Delivery at the end of the month for which the monthly maintenance fee is being calculated.
    Transaction items are checks paid, checks deposited, deposit tickets (whether physical or created virtually in connection with an ATM, mobile, remote check deposit or other electronic deposit), ACH credits and ACH debits. Additional transaction fees may vary.

M&T Business Interest Checking

Earn interest with M&T Business Interest Checking, plus enjoy unlimited checks, overdraft protection, 24/7 account management and more.
M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality.
  • $20

    Monthly Maintenance Fee

    Top Features

    • $500 minimum daily Collected Balance to earn interest
All M&T checking accounts are subject to M&T standard account agreements.
M&T Bank Merchant Services® are available subject to completion of a Merchant Services application and credit approval. Merchant Services are provided subject to the terms and conditions of M&T Bank's Merchant Services Agreement. Availability of funds is subject to M&T Bank's Funds Availability Policy. Additional terms and conditions apply.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.