Specialty Checking Options
No two businesses have the same checking needs. That's why we created a range of business checking account options. Choose the account that's right for you, or use our Account Selector Tool to get our recommendation.
M&T BizFlex Checking
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$50
Monthly Maintenance Fee
Waived with:
$50,000 in combined checking balances
Top Features
- First $50,000 in currency deposited or supplied included per month
- First 1,000 transaction items included per month
- Up to 4 BizFlex accounts can be linked
There is no monthly maintenance fee if requirements are met, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.Fees for additional currency deposited or supplied are $0.25/$100.Transaction items are: deposit tickets (teller or virtual), checks paid, checks deposited, ACH credits received (not generated by the customer), and ACH debits received (not generated by the customer). ATM cash deposits are not considered a transaction item.
Commercial Checking
-
$29
Monthly Maintenance Fee
Top Features
- Offset service charges, including monthly maintenance fee, with a competitive Earnings Credit Rate
Non-Profit Checking
-
$7.50
Monthly Maintenance Fee
Waived if at least one of the requirements below is met:
- the Average Ledger Balance of $500 is met
- enrolled in e-statements and discontinued paper statements
Top Features
- No charge for the first 50 transaction item per month
There is no monthly maintenance fee if requirements are met, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.Electronic statement delivery is available to customers enrolled in M&T Online Banking for Business, and the monthly maintenance fee discounts/waivers noted above apply only if the account is enrolled in Electronic Statement and Document Delivery at the end of the month for which the monthly maintenance fee is being calculated.Transaction items are: deposit tickets (teller or virtual), checks paid, checks deposited, ACH credits received (not generated by the customer), and ACH debits received (not generated by the customer). ATM cash deposits are not considered a transaction item.
M&T BizFlex Checking
-
$50
Monthly Maintenance Fee
Waived with:
$50,000 in combined checking balances
Top Features
- First $50,000 in currency deposited or supplied included per month
- First 1,000 transaction items included per month
- Up to 4 BizFlex accounts can be linked
There is no monthly maintenance fee if requirements are met, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.Fees for additional currency deposited or supplied are $0.25/$100.Transaction items are: deposit tickets (teller or virtual), checks paid, checks deposited, ACH credits received (not generated by the customer), and ACH debits received (not generated by the customer). ATM cash deposits are not considered a transaction item.
Commercial Checking
-
$29
Monthly Maintenance Fee
Top Features
- Offset service charges, including monthly maintenance fee, with a competitive Earnings Credit Rate
Non-Profit Checking
-
$7.50
Monthly Maintenance Fee
Waived if at least one of the requirements below is met:
- the Average Ledger Balance of $500 is met
- enrolled in e-statements and discontinued paper statements
Top Features
- No charge for the first 50 transaction item per month
There is no monthly maintenance fee if requirements are met, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.Electronic statement delivery is available to customers enrolled in M&T Online Banking for Business, and the monthly maintenance fee discounts/waivers noted above apply only if the account is enrolled in Electronic Statement and Document Delivery at the end of the month for which the monthly maintenance fee is being calculated.Transaction items are: deposit tickets (teller or virtual), checks paid, checks deposited, ACH credits received (not generated by the customer), and ACH debits received (not generated by the customer). ATM cash deposits are not considered a transaction item.
M&T Business Interest Checking
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$22
Monthly Maintenance Fee
Top Features
- $500 minimum daily Collected Balance to earn interest
M&T Business Interest Checking
-
$22
Monthly Maintenance Fee
Top Features
- $500 minimum daily Collected Balance to earn interest