Business Checking Options
M&T Simple Checking
M&T Tailored Checking
Specialty Accounts
How To Open An Account
Switch Kit

The Right Checking for Your Business

Our specialty business checking options ensure that your business has the kind of checking that it needs. Aren’t sure what’s right for you? Don’t worry—we can help.

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M&T BizFlex Checking

Keep Growing

Still growing your business? This versatile option lets you link up to 4 accounts with perks like a 25% discount on eligible Treasury Management Services.

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M&T Business Interest Checking

Keep Earning

Your business is thriving—so should your checking account. This option earns interest alongside you 
as you grow.

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Compare your options BizFlex Checking Business Interest Checking
Monthly Maintenance Fee $50 $22
Combine balances to waive monthly maintenance fee
 
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Earns interest with a $500 minimum daily Collected Balance ×
 
Available discounts on Treasury Management services
 
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Account management using M&T Online. Banking for Business, Mobile for Business and ATMs
 
 
Paper Statement Fee $2 (waived if account is enrolled in electronic delivery and does not receive paper statements) $2 (waived if account is enrolled in electronic delivery and does not receive paper statements)
Business Debit Card with Chip Technology
 
 
Accounts can be linked for combined benefits
 
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There is no monthly maintenance fee for 3 months. After that, standard rates apply if requirements are not met. Requirements to waive the Monthly Maintenance Fee are based on account type and fully listed on the business checking grid. Requirements may be met but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply. 
There is no monthly maintenance fee for 3 months. After that, standard rates apply if requirements are not met. Requirements to waive the Monthly Maintenance Fee are based on account type and fully listed on the business checking grid. Requirements may be met but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply. 
Maintain two or more eligible Treasury Management services and receive a 25% discount on those services. All products and services are subject to eligibility and restrictions may apply.

M&T Non-Profit Checking

Focus on Your Mission. We’ll Focus on You.

Non-profit organizations are incredibly important to the communities we serve and need to make every penny count. Whether yours is large or small, we help you make the most of what you have, with features like low fees and low balance requirements.  

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Discover more ways to make your banking work harder, so you can keep growing.

Switch in a Snap

We make switching to M&T quick and easy. Our Switch Kit details how to get started, the steps you’ll need to take, and forms to keep track of your accounts.

Get the Switch Kit

Your Info, On Your Time

With our Online & Mobile Banking services, you can access your account information from your mobile device, tablet or computer.

Learn How

Make Large Purchases Easier

Business Lending services can finance large purchases and help with refinancing, renovations and more.

Get Started
All M&T checking accounts are subject to M&T standard account agreements.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.