Solutions for Condominium & Homeowners Associations
Whether your condominium or homeowners association is renovating, making common area repairs, or seeking additional financing, M&T can provide customized solutions designed to help meet the needs of your business.
Our Custom Solutions
Since your business has a distinctive financial cycle, we're prepared to create a customized financial services package for you. We'll provide the financing your association needs for up to 100% of the cost of common repairs including:
- Roadway resurfacing
- Roof replacement
- Mechanical system upgrades
- Vinyl siding conversion
- Expansion of recreational facilities (i.e., pool, clubhouse, fitness center, playground)
We can help you simplify the collection of funds and help you better understand your cash flow:
- ACH and Lockbox services to relieve you of the administrative burden of regular rent payments
- Remote check deposit to help deposit funds into your account without leaving the office
- Merchant services to reduce operational and administrative expenses
- Fraud protection solutions to help protect your deposit accounts from unauthorized transactions
- Online Banking for Business so you can view balances and transactions, and transfer funds between M&T accounts online
Personal Financial Solutions
M&T Securities, Inc. can provide you with guidance on non-deposit investments, insurance solutions and retirement planning.
Local Relationship Management
At M&T, we work hard to understand what's important to you and your business. We make sure banking decisions regarding your business are made locally, with a dedicated Relationship Manager who anticipates your future needs and is dedicated to helping you improve your business.
The M&T Advantage
Our comprehensive business approach gives you access to financial products and discounted business services that can help you manage your cash flow, accept payments and disburse funds – all while saving you time and money.