M&T Business Credit Card
Learn how you can save money with a competitive APR, when you make purchases with your M&T Business Credit Card.
- 0% introductory APR on balance transfers and purchases for 12 billing cycles (a balance transfer fee will apply)
- Variable APR of 10.24% - 17.24% thereafter
- No annual fee
- Save with no foreign transaction fee
- Add employee cards at no additional cost, plus ability to manage spend limits for users
- Enroll in Business Credit Card Alerts for delivery via email, text, or app notification. The following alerts are available:
- Transaction Approved
- Transaction Declined
- Online/Phone Transaction is Approved
- Transaction Outside the U.S. is Approved
- Global acceptance with chip technology and contactless technology
- M&T Assurance® for fraud prevention, detection and resolution
- Multiple convenient ways to make payments, transfer funds, or review account detail
- Easily pay for purchases at millions of stores around the world when you add your Credit Card to your Digital Wallet
- Customize your M&T credit card
Rates & Fees
Please review the complete list of rates and fees associated with this card.
Terms and Conditions (PDF)>
Is this product right for you?
This product is best for people who:
- Are interested in a hassle free business credit card
- Enjoy the convenience of online and mobile account management
How to Apply
Visit your nearest M&T Branch.