Relationship Savings
Get closer to your savings goals by opening a Relationship Savings Account that offers convenient options to access and monitor your account and makes it easy to avoid monthly maintenance charges.{{d132*}}
Top Features
- Conveniently access and manage your account
- Online or on your phone with M&T Online & Mobile Banking
- Or at an M&T Bank branch or ATM
- Can be used to provide overdraft protection to a linked M&T checking account{{d351*}}
- Electronic statements to help keep you informed and in charge of your accounts
- Compatible with Direct Deposit and M&T's Easy Save, a feature that allows automatic transfers between M&T accounts – so you can save more
Fees{{d132*}}
Monthly Maintenance Charge
$7.50 for each monthly service charge cycle unless either requirement below is met
Avoid the Monthly Maintenance Charge by
Maintaining a minimum daily balance of $500 or more or have a personal checking account with M&T Bank or by making at least one deposit in your Relationship Savings account{{d132*}}
Is this product right for you?
This product is best for people who:
- Are saving for a goal such as an emergency fund
- Want to use this account to provide overdraft protection to a linked M&T checking account{{d351*}}
- Enjoy the convenience of online and mobile account management
Eligibility Requirements
Account can be opened by individuals only.
Interest Rates
Interest is compounded daily and paid monthly. Rates may vary by region.
*This is a variable-rate account, and the rate may change after the account is opened. All interest rates and Annual Percentage Yields (APYs) stated are accurate as of today's date. Fees could reduce earnings on the account.
Showing results for Zip Code .
Balance | Interest Rate | Annual Percentage Yield (APY) |
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CODE | LABEL |
MCH3H3 | MyChoice Plus Checking |
MCH5H5 | MyChoice Premium Checking |
MM9E9X | MyChoice Money Market |
MS7M7M | Relationship Savings |
MS2B2B | Starter Savings |
MTAGAG | 6-Month Select CD |
MTCEBE | 6-Month CD |
MTAHAH | 12-Month Select CD |
MTCJBJ | 12-Month CD |
MTCKBK | 15-Month CD |
MTAIAI | 18-Month Select CD |
MTCLBL | 18-Month CD |