About M&T Debit Cards
Need a card that allows you to easily access and keep track of your money? You’ll get all that and more with any M&T Debit Card you choose.
M&T Debit Card Features
An M&T Debit Card comes with any M&T checking account and, because of chip and contactless technology, it's a faster and more secure way to pay. Whether you choose our standard M&T Debit Card, customize a card with your own image, or opt to show your fan support with a Buffalo Bills or Baltimore Ravens card, you can count on the following features:
- Use your card in person, online, in-app or by phone – anywhere debit cards are accepted
- With contactless technology, tap to pay for a faster, more secure checkout
- Added protection by multiple security programs
- Security notifications delivered to you via text message with ability to respond quickly, as well as automatic email alerts when potentially suspicious activity occurs or your PIN is changed.
- Make electronic bill payments
- Track purchases and make transfers with M&T Online and Mobile Banking
- Get cash, make deposits and more at M&T Bank ATMs
- Access linked M&T accounts (up to 4 checking, 4 savings and 2 lines of credit)
- Cards are customizable so you can show your style
Checkout is quick and easy when you enroll in Digital Wallet and Visa Checkout for online purchases.
Choose the M&T Debit Card that fits you.
Whether you want to sport your Bills or Ravens pride or show off what else is important to you, you can customize your card’s background by choosing an image from our library or uploading one of your own. Or you can use our “Identify Yourself” template and upload a photo of yourself to be placed in the upper right-hand corner of your card. If you’d rather keep things simple, you can always opt for our standard M&T Debit Card.
No matter which option you choose, you’ll be getting a card that allows you to access your funds in person, online and over the phone to avoid paying with cash or checks.
Learn How to Customize a Card ›
Fees
Transaction and other fees may apply. See your Electronic Banking Card and Telephone Transaction Disclosure and Agreement for details.
Related Products
- M&T Online and Mobile Banking to easily access your money, wherever you are
- Custom Card Options to show your style
- M&T Bank Alerts, to keep track of funds and monitor for suspicious activity
Have questions?
Get answers with our Debit Card F A Qs
Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. The "Identify Yourself" card is not a form of photo identification. There is no guarantee or expectation that merchants will use a photo on your card as an added form of security.
The Visa Zero Liability Policy covers U.S.-issued cards only and does not apply to certain commercial card transactions, transactions not processed by Visa, or if you are grossly negligent or fraudulent in handling your card or card number. Notify M&T Bank immediately of any unauthorized use. Certain unauthorized transactions require a cardholder signature prior to issuing provisional credit. See your cardholder agreement for more details.
M&T Bank Alerts are available for your M&T Card through M&T Online Banking (not available for Business Debit Cards). Suspicious activity alerts notify customers of certain potentially fraudulent activity on their M&T Card. Alerts are designed to be a helpful account management tool, but they do not identify all potential fraudulent activity and are not a substitute for security and fraud precautions including, but not limited to, verifying statements and being aware of your outstanding payments and available balance. For your protection, “suspicious activity” and “card PIN change” email alerts cannot be disabled. M&T Bank is not liable for any losses customers may incur due to an alert not being delivered. Your mobile carrier's text messaging and data charges may apply.
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier’s text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking for Business. View the M&T Digital Services Agreement for additional details.
Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. The "Identify Yourself" card is not a form of photo identification. There is no guarantee or expectation that merchants will use a photo on your card as an added form of security.
Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. The "Identify Yourself" card is not a form of photo identification. There is no guarantee or expectation that merchants will use a photo on your card as an added form of security.
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier’s text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking for Business. View the M&T Digital Services Agreement for additional details.
Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. The "Identify Yourself" card is not a form of photo identification. There is no guarantee or expectation that merchants will use a photo on your card as an added form of security.
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier’s text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking for Business. View the M&T Digital Services Agreement for additional details.
M&T Bank Alerts are available for your M&T Card through M&T Online Banking (not available for Business Debit Cards). Suspicious activity alerts notify customers of certain potentially fraudulent activity on their M&T Card. Alerts are designed to be a helpful account management tool, but they do not identify all potential fraudulent activity and are not a substitute for security and fraud precautions including, but not limited to, verifying statements and being aware of your outstanding payments and available balance. For your protection, “suspicious activity” and “card PIN change” email alerts cannot be disabled. M&T Bank is not liable for any losses customers may incur due to an alert not being delivered. Your mobile carrier's text messaging and data charges may apply.
Visa and Visa Checkout are registered trademarks owned by Visa International Service Association and used under license. M&T Bank is not responsible for services provided by Visa Checkout.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.