Credit Card Options
M&T Bank puts the power of choice in your hands. Whether you're looking for a great rate, rewards or cash back, we give you options.
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M&T Visa Signature Credit Card
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No annual fee
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
Unlimited 1.5% cash back on every purchase
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 10,000 bonus points offer per Program Account is available to residents of the United States who open and use a new M&T Visa® Credit Card with Rewards or M&T Visa Signature Credit Card to make at least $500 in Purchases within the first 90 days after such Card is opened. Additional exclusions and terms apply. M&T Visa Credit Cards with Rewards earn 1 point for every $1 in Purchases. M&T Visa Signature Credit Cards earn 1.5 points for every $1 in Purchases. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com. -
10,000 bonus points after $500 in purchases
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 10,000 bonus points offer per Program Account is available to residents of the United States who open and use a new M&T Visa® Credit Card with Rewards or M&T Visa Signature Credit Card to make at least $500 in Purchases within the first 90 days after such Card is opened. Additional exclusions and terms apply. M&T Visa Credit Cards with Rewards earn 1 point for every $1 in Purchases. M&T Visa Signature Credit Cards earn 1.5 points for every $1 in Purchases. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com. -
0% introductory APR on balance transfers and purchases for 12 billing cycles from account opening. A 4% balance transfer fee will apply
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
Variable APR 11.24%–18.24% thereafter
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
No foreign transaction fee on purchases made outside the U.S.
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards.
M&T Visa Credit Card with Rewards
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No annual fee
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
Earn 1 point per $1 spent on every purchase, no earning cap
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 10,000 bonus points offer per Program Account is available to residents of the United States who open and use a new M&T Visa® Credit Card with Rewards or M&T Visa Signature Credit Card to make at least $500 in Purchases within the first 90 days after such Card is opened. Additional exclusions and terms apply. M&T Visa Credit Cards with Rewards earn 1 point for every $1 in Purchases. M&T Visa Signature Credit Cards earn 1.5 points for every $1 in Purchases. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com. -
10,000 bonus points after $500 in purchases
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 10,000 bonus points offer per Program Account is available to residents of the United States who open and use a new M&T Visa® Credit Card with Rewards or M&T Visa Signature Credit Card to make at least $500 in Purchases within the first 90 days after such Card is opened. Additional exclusions and terms apply. M&T Visa Credit Cards with Rewards earn 1 point for every $1 in Purchases. M&T Visa Signature Credit Cards earn 1.5 points for every $1 in Purchases. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com. -
0% introductory APR on balance transfers and purchases for 12 billing cycles from account opening. A 4% balance transfer fee will apply
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
Variable APR 11.24%–18.24% thereafter
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards.
M&T Visa Credit Card
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No annual fee
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
0% introductory APR on balance transfers and purchases for 12 billing cycles from account opening. A 4% balance transfer fee will apply
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
Variable APR 10.24%–17.24% thereafter
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards.
M&T Visa Signature Credit Card
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No annual fee
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
Unlimited 1.5% cash back on every purchase
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 10,000 bonus points offer per Program Account is available to residents of the United States who open and use a new M&T Visa® Credit Card with Rewards or M&T Visa Signature Credit Card to make at least $500 in Purchases within the first 90 days after such Card is opened. Additional exclusions and terms apply. M&T Visa Credit Cards with Rewards earn 1 point for every $1 in Purchases. M&T Visa Signature Credit Cards earn 1.5 points for every $1 in Purchases. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com. -
10,000 bonus points after $500 in purchases
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 10,000 bonus points offer per Program Account is available to residents of the United States who open and use a new M&T Visa® Credit Card with Rewards or M&T Visa Signature Credit Card to make at least $500 in Purchases within the first 90 days after such Card is opened. Additional exclusions and terms apply. M&T Visa Credit Cards with Rewards earn 1 point for every $1 in Purchases. M&T Visa Signature Credit Cards earn 1.5 points for every $1 in Purchases. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com. -
0% introductory APR on balance transfers and purchases for 12 billing cycles from account opening. A 4% balance transfer fee will apply
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
Variable APR 11.24%–18.24% thereafter
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
No foreign transaction fee on purchases made outside the U.S.
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards.
M&T Visa Credit Card with Rewards
-
No annual fee
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
Earn 1 point per $1 spent on every purchase, no earning cap
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 10,000 bonus points offer per Program Account is available to residents of the United States who open and use a new M&T Visa® Credit Card with Rewards or M&T Visa Signature Credit Card to make at least $500 in Purchases within the first 90 days after such Card is opened. Additional exclusions and terms apply. M&T Visa Credit Cards with Rewards earn 1 point for every $1 in Purchases. M&T Visa Signature Credit Cards earn 1.5 points for every $1 in Purchases. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com. -
10,000 bonus points after $500 in purchases
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 10,000 bonus points offer per Program Account is available to residents of the United States who open and use a new M&T Visa® Credit Card with Rewards or M&T Visa Signature Credit Card to make at least $500 in Purchases within the first 90 days after such Card is opened. Additional exclusions and terms apply. M&T Visa Credit Cards with Rewards earn 1 point for every $1 in Purchases. M&T Visa Signature Credit Cards earn 1.5 points for every $1 in Purchases. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com. -
0% introductory APR on balance transfers and purchases for 12 billing cycles from account opening. A 4% balance transfer fee will apply
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
Variable APR 11.24%–18.24% thereafter
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards.
M&T Visa Credit Card
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No annual fee
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
0% introductory APR on balance transfers and purchases for 12 billing cycles from account opening. A 4% balance transfer fee will apply
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
Variable APR 10.24%–17.24% thereafter
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards.
M&T Secured Credit Card
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No annual fee
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
Secured by a deposit equal to your credit line
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Variable APR of 17.24%
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards.
M&T Secured Credit Card
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No annual fee
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. -
Secured by a deposit equal to your credit line
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Variable APR of 17.24%
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards.