Let M&T help finance your intermediate or long-term fixed assets with flexible, accessible term loans for business owners and investors.
Find a financing solution that fits your needs.
Choose from loans with a variety of amounts, interest rates and terms. Our experienced, dedicated Relationship Managers can help you find a lending option that aligns with your company's unique requirements.
Unsecured Business Installment Loan
- Purpose: Intermediate-term financing, equipment and machinery purchases, renovations, business expansion
- Credit Size: $10,000 to $100,000
- Collateral: None, unsecured
- Features: Easy application, fast decisions and automatic deduction from your M&T business checking account for ease of payment, ability to make prepayments with no fees
Secured Term Loan
- Purpose: Long-term working capital, business expansion, equipment purchases
- Credit Size: $10,000 and up
- Collateral: Secured by available non-Real Estate assets
- Features: Fixed or variable interest rates, flexible term length up to 10 years
Owner-Occupied Commercial Real Estate
- Purpose: Purchasing, expanding or refinancing owner-occupied business location
- Credit Size: Amounts from $50,000 and up
- Terms: Fixed or variable interest rate financing, flexible term length from 5–10 years
- Flexible Option Mortgage: Flexible term and interest rate adjustment periods with corresponding bank call options, no prepayment premiums at set time periods during the loan term, reduced renewal fees
Investment Real Estate
- Purpose: Finance or refinance the purchase or renovation of a property for investment purposes (office buildings, shopping centers, mixed-use commercial buildings, multi-family residential properties)
- Credit Size: $100,000 and up
- Terms: Fixed or variable interest rate financing, flexible term length not to exceed 10 years with amortizations up to 25 years
Ready to get started? Call your dedicated M&T Bank Relationship Manager, stop by your nearest branch or call 1-800-724-6070.