Apply for a PPP loan

M&T's Paycheck Protection Program application portal is once again open to businesses considering a first or second draw PPP loan. Apply today or schedule an appointment to meet with a business banking specialist.

Last updated: April 5, 2021

Work with a Top PPP Lender.

M&T has already helped over 20,000 businesses this year access much needed PPP funding in 2021, and we’re ready to help with your PPP application.

We're once again accepting applications from new and existing clients for the Paycheck Protection Program, which the SBA has extended through May 31, 2021. 

Get started today.

Is your business eligible?

  • Common PPP eligibility myths debunked
  • Frequently Asked Questions
  • Individual business owner requirements

Ready to apply?

  • Access our application
  • Differences between a First Draw and Second Draw applicant
  • Individual business owner requirements

New to M&T Bank?

  • If you're not an M&T business client, you will be required to open a new business checking account when applying for a PPP loan. 
  • If you are approved for a PPP loan, the funds will be disbursed into this account. 
  • Please note that opening a business checking account does not guarantee PPP approval.

M&T is here for you

Branch Availability

Learn more about branch availability and the measures we're taking to ensure the safety of you, our colleagues and communities.

  • Please continue to reach out to your relationship manager using the same number and email that you are accustomed to using.

We thank you for your patience as you may experience longer than usual wait times. We encourage you to use online banking or call during non-peak hours for any non-urgent needs.

Business Banking: 1-800-724-6070
Commercial Banking: 1-800-724-2240
Commercial Insurance: 1-800-716-8314

Resources & Insights

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The content of this page is for informational purposes only. It is not designed or intended to provide financial, tax, legal, investment, accounting, or other professional advice since such advice always requires consideration of individual circumstances. Please consult with the professionals of your choice to discuss your situation.
Insurance Products offered are: Not FDIC insured; not a deposit in, obligation of, nor insured by any federal government agency; not guaranteed or underwritten by the bank; not a condition to the provisions or terms of any banking service or activity.
Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.
Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation.