The capital you need to open your restaurant

Get access to start-up financing for your restaurant.

Multiple restaurant financing options

Opening a restaurant is expensive. Location, equipment, inventory and staffing combine to create expenses that most new restaurateurs need help covering. But there are restaurant funding options available to help you past this barrier to entry. M&T Bank has term restaurant loans, business lines of credit, restaurant SBA loans, a business credit card and other restaurant financing tools available to help you open for business.

Work with a trusted lender that understands restaurants

At M&T Bank, we get the complexities and variables that a new restaurant owner faces. We can help remove the stress of financing. Our Business Banking Specialists are experienced in customizing restaurant start-up financing. We can guide you to the funding solution that makes the most sense based on your need for capital, your credit history and your cash flow. We can help you understand underwriter requirements and can structure a loan to get you money quickly.

Don’t let start-up expenses derail your dream of owning a restaurant.


Raising Capital

Understanding your potential business’ financial needs can help determine the funding sources that best meet those needs. Our resources will help to inform you of your next steps. Learn more about raising capital.