Dealer Commercial Services

Drive your business forward with M&T Bank's inventory, term financing and financial services products for franchised car, truck, heavy-duty truck, motorcycle and marine dealerships, and related leasing companies.

Choose a bank with a track record you can count on.

With more than 60 years of experience serving this industry, we know that inventories must be there when customers are ready to buy. That’s why M&T Bank provides special products, support and competitive programs designed for dealers like you.

Customer satisfaction is our top priority.

We have a record of providing high-quality, personalized service:

  • Over 95% dealer satisfaction with M&T’s Dealer Commercial Services Department and Relationship Managers
  • 95% overall satisfaction with Dealer Commercial Financial Services
  • 95% would recommend M&T’s Dealer Commercial Services to someone they know


  • Dedicated Dealer Commercial Services Relationship Managers
  • Competitive rates and terms based on the prime rate or LIBOR
  • No extraneous administrative fees
  • Advanced automated technologies
  • Streamlined process for financing the purchase of inventory
  • Limited paperwork and fast response time
  • Quick and easy approvals for new applications, credit line increases and shipping

Dealer Access System & Electronic Statement Entry

Our Advanced Automated Technologies make doing business faster, easier and more convenient.

  • Dealer Access System lets your dealership access, update and ask questions about your dealer commercial services loan information online
  • Electronic Statement Entry​ makes it easy to submit financial statements to M&T electronically, eliminating the need for faxing and mailing

Regional Contact 

Questions about Dealer Financial Services? Talk to a Dealer Commercial Services Relationship Manager in your area.

Indirect Lending Services

In addition to inventory and term financing, M&T Bank also provides a wide variety of indirect lending products designed to meet the needs of your dealership.

Current Customers

Need help? Email Dealer Commercial Services Operations for assistance.

Source: M&T Annual Dealer Customer Survey, 2015