Franchise Banking

Having a strong banking relationship with a financial professional who truly understands your industry is critical to the success of your business. 

Customized solutions for various types of franchises

We work with your organization to deliver customized commercial banking solutions to help support your strategic plans at all levels. The bank's broad network of office locations, specialty lending teams, and product advisors across the U.S. provide the resources needed to offer competitive products, trustworthy service, and frictionless delivery. Our team also brings decades of combined experience working with a multitude of franchise industries nationwide.


Financing Solutions:
​All products and services are subject to eligibility and restrictions may apply.

We provide a full suite of financing solutions for organizations in the franchise sector.

  • Fixed & floating business and real estate credit facilities
  • Amortizations up to 12 years on business loans and 25 years on real estate loans 
  • Equipment financing programs 
  • Working capital financing
  • Debt capital markets, interest rate and hedging strategies 
  • Wealth & investment management and advisory services

Treasury Services:

Full range of depository, payment solutions, and treasury management products and services.

  • Payables/Receivables
  • Deposit Accounts
  • Fraud Prevention
  • Purchasing cards and Corporate card programs
All M&T Treasury Management services are provided subject to M&T Bank's standard Master Treasury Treasury Services Agreement and Treasury Management Services Product Terms and Conditions for that service.
All M&T checking and savings accounts are subject to M&T standard account agreements.

Customized Financial Solutions

We combine a “customer-first” approach with our large banking capabilities. In addition to offering a range of commercial loans and lines of credit, we customize highly specialized financing solutions for various types of franchises including - quick service, fast casual, and casual restaurants.

Equipment loans and leases
Interest rate risk management
Syndicated Finance

M&T Partnerships

We offer additional services through our subsidiaries that you may find helpful: Wilmington Trust and LEAF Commercial Capital.  

Contact a Franchise Banking Professional

John P. Dysart

Head of Franchise finance 

J. Kent McClintock

Senior Commercial Relationship Manager

Helen Ye

senior commercial relationship manager

Dayna Ankstitus

senior commercial relationship manager

Contact Us

MTB Form Handler
Investing involves risks, and you may incur a profit or a loss. There is no assurance that any investment strategy will be successful. Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation.
All loans and lines of credit are subject to receipt of a complete M&T application, credit approval and other conditions.
LEAF Commercial Capital, Inc., is a subsidiary of M&T Bank